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Seiaute T. is a married woman with six children. Her husband who works as a cleaner at a nearby hotel used to run a village shop but the income was not enough to put their children through school and put food on the table for their family.

The first loan Seiaute took out only covered her for a few months and now she has made a request for US$ 900 to add more stock of different varieties to suit the consumers' needs which can only result in profit that will allow her to better provide for her family.

Seiaute explains that her business is improving slowly due to competition in her village; she tries her best to offer the best price to her village and good service so that her business will grow for the future.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 6
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Seiaute restock her shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 5, 2007
Sep 20, 2007
Currency Exchange Loss:
May 15, 2009