Her fellow group members are Ervin S. M. y Milagros de Jesús D. who, as previoulsy mentioned, have been working for a long time in this kind of trade. They plan to invest in the purchase of tamarind and mango.
It is also worth mentioning that they have participated in the non-financial arm of Adim, that is, in the training offered on business development. They mentioned that is how they learned how to manage their businesses more effectively and where they received useful ideas.
Sus compañeros de grupo son Ervin S. M. y Milagros de Jesús D. quienes como se menciona anteriormente desde hace tiempo se dedican también a este tipo de comercio. Estos invertirán en la compra de producciones de tamarindo y mangos.
Por otra parte cabe mencionar que ellos han sido participes de la oferta no financiera de Adim, es decir del proceso de capacitación y formación sobre género y desarrollo empresarial. En este según comentaron aprendieron a administrar sus negocios de manera más efectiva y hubo un intercambio de viviendas e ideas de gran utilidad.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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