The coordinator for this group is Mrs.Ana Julia R. who has been selling soft drinks, cosmetics, trinkets, and piñatas among other products. R. is 33 years old, is married, and has three children aged 12, 8, and 7 who help her with her business. She dreams of starting a small grocery store since there are none where she lives.
Meanwhile, Mrs. María Bertha A. works selling different products in the market. She started selling chicha at her brother in law's but with time and some savings she started her own business. Her other partner Raquel del Socorro Barrios Vazquez sells yoltamal, atol, rice pudding, güirilas among other traditional desserts made from corn. They will invest the proceeds from the loan to grow their businesses by purchasing more and better products and ingredients.
La coordinadora de este grupo es la señora Ana Julia R. quien desde hace diez años vende gaseosas, cosméticos, bisutería y piñatas entre otros productos. R. de 33 años casada y con tres hijos de 12, 8 y 7 años quienes le ayudan en el negocio sueña con poner una pulpería ya que su lugar de origen no hay de este tipo de comercio por los alrededores.
Mientras la señora María Bertha A. se dedica a comercializar todo tipo de productos en el mercado esta según comento inicio vendiendo chicha donde un cuñado pero con el tiempo y nos unos pequeños ahorros instalo su propio negocio. Su otra compañera Raquel del Socorro Barrios Vazquez vende yoltamal, atol, arroz de leche, güirilas entre otros postres tradicionales a base especialmente de maíz.
Ellas invertirán el crédito para acrecentar sus negocios con la compra de mayor cantidad y variedad de productos o materia prima.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid