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Mrs. Silvia is single, and she has been selling groceries for 5 years; she lives alone in the neighborhood of Cupesi, which is also where her store is located. In her store, she offers all basic necessity products; her store is well stocked but she needs to expand her business. With the money from the loan, she will buy more merchandise in order to have a better income and fulfill her planned objective. Mrs. Silvia works hard every day since her wish is to have her own house and finish her primary school studies; she recently learned to read and write. It was difficult for her, but she really wants to get ahead in life and continue forward in order to improve her quality of life. She worked from a very young age, since her father died and she had to find work to help pay for household expenditures.

Mrs. Silvia is very grateful with Emprender and Kiva for their trust in granting this loan.
View original language description ↓
La Señora Silvia es soltera, se dedica a la venta de abarrotes desde hace cinco años, ella vive sola en el barrio Cupesi ya que ahi se encuentra su tienda donde vende todos los productos de primera necesidad es una tienda muy surtida ya que tiene lo necesario pero ella necesita ampliar su negocio y con el dinero del credito la Sra. Silvia comprara mas mercaderia para asi tener mejores ingresos y llegar al objetivo que se propuso. La señora silvia trabaja dia a dia con mucho esfuerso ya que su deseo es tener su casa propia y el poder terminar sus estudios de primaria ya que la Sra. Sivia recien aprendio a leer y escribir fue duro para ella pero tiene muchos deseos de superacion y ganas de seguir adelante asi mejorar su calidad de vida, es una persona responsable y trabajadora desde muy pequeña la Sra Silvia trabajo Ya que quedo huerfana de Padre y tubo que salir a buscar trabajo para ayudar a los gastos de su familia.

La Sra. Silvia esta muy agradecida con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 157
    View loans »
    Bolivia Loans Fundraising
  • $32,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Silvia buy merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 24, 2010
May 1, 2010
Currency Exchange Loss:
Apr 15, 2011