They met through family connections and sell clothing, spices and miscellaneous goods.
These women of the Djiguisseme Group *are requesting their loan with from Soro Yiriwaso* which will be used to buy packages of edible spices, clothing and miscellaneous goods.
They get their clothing supplies in Burkina Faso, and their spices and other goods in or near Konobougou. They conduct their sales in the Konobougou and Bamako markets, for cash, *retail* and credit, to a client base made up of both women and men.
They expect to achieve an average monthly profit of XOF 35,000 each, which will be used for the daily expenses of the family. The rest will be reinvested in the business.
Elles se sont connues à travers des liens de parenté et font le commerce d’habillements, de condiments et d’articles divers.
Ces femmes du groupe Djiguisseme sont leur prêt avec Soro Yiriwaso qui sera utilisé pour acheter, des paquets de condiments alimentaires, des habillements et des articles divers.
Elles s’approvisionnent en habillements au Burkina, en condiments et articles divers à Konobougou et environnants. Elles effectuent leurs ventes au marché de Konobougou et à Bamako, au comptant, en détail et à crédit, à une clientèle composée de femmes et d’hommes.
Elles envisagent réaliser chacune un bénéfice moyen mensuel de 35.000FCFA qui sera utilisé dans les dépenses quotidiennes de la famille et le reste sera réinvesti dans les activités de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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