Gisèle Z. was born on May 4, 1984. She has been living for eight years in the neighborhood of Djassin, the third arrondissement [municipal district] of Porto-Novo in Benin. Gisèle is married to Marius Afaton and is the mother of one child. The family lives together and the couple provides for the different needs of the family.
To meet her needs, Gisèle’s business activity is the door-to-door sale of clothing, perfumes and also of iceboxes. She gets her supplies in Cotonou, the economic capital of Benin. She has been practicing this activity for 10 years and has already received three loans from ALIDé. She has fully reimbursed the three loans she received.
Gisèle would like to increase the volume of her activity to better meet all the demands of her customers. However she cannot bring together the necessary financial means to succeed. For this reason, she is requesting a fourth loan from ALIDé in order to increase her working capital.
Z. Gisèle est née le 04 Mai 1984 et vit depuis 8 ans au quartier Djassin, dans le troisième arrondissement de Porto-Novo au Bénin. Mariée à AFATON Marius, Gisèle est mère d'un enfant. La famille vit ensemble et le couple assure les différentes charges familiales. Pour faire face à ses besoins, Gisèle mène comme activité, la vente de vêtements, de parfums et aussi de glacières de façon ambulante. Gisèle s'approvisionne à Cotonou, capitale économique du Bénin. Gisèle exerce cette activité depuis 10 ans et a déjà bénéficié de trois crédits de ALIDé. Gisèle a bien remboursé les trois crédits qu'elle avait obtenu. Gisèle aimerait augmenter le volume de son activité et mieux satisfaire toutes les demandes de sa clientèle. Mais Gisèle ne réunit pas les moyens financiers nécessaires pour y arriver. C'est la raison pour laquelle Gisèle sollicite un quatrième prêt de ALIDé, afin d'augmenter son fonds de roulement.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.