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Vieira
Vieira José Manuel A., age 30, native of Marracune, province of Maputo, grew up under the care of his grandparents. The family's financial situation created few opportunities for him to study. Since the year 2000, he has taken on the management of the family business completely and has a commercial establishment. Since 2003, through referrals by friends and neighbors, he learned of Hluvuku-Adsema, and approached them to request a loan to expand his business.


Since then, his work has become much more active, and he has requested various other loans. Currently, his business is going at a good pace, and it provides a job to 3 workers (two women and one man). With the income from the business, he meets his family's needs, and school expenses, since he has enrolled them in a private school.


With a loan of 40,900 meticais, he plans to increase the volume of the business in order to prevent problems during the holiday season, since the demand has been greater, but on the other hand, he will bring in 2 (two) more people in order to be able to respond to the customer demand.


His work has a greater impact on the community because, in addition to providing a job for himself plus four other people, he brings goods closer to the customers, particularly for the nearly 1,700 students of the neighboring school for whom he provides snacks.



The original business description in Portuguese is below:



Localização: Guachene, Catembe, Maputo, Moçambique

Cliente: Vieira José Manuel A.

Sector de Actividade: Comércio

Valor de Empréstimo: 40.930,00 Mtn (1,574.00 US$)

Aplicação do empréstimo: compra de produtos de 1ª necessidade

Inicio: 13/11/2006

Fim: 12/11/2007

Vieira José Manuel A. de 30 anos de idade, natural de Marracune, província de Maputo, cresceu sob responsabilidade dos avos, a situação financeira da família lhe criou poucas oportunidades para estudar. Desde o ano 2000 vem assumindo na íntegra a gestão do negocio da família e possui um estabelecimento comercial. A partir do ano 2003, por indicação de amigos e vizinhos teve conhecimento da existência Hluvuku-Adsema, tendo se aproximado e solicitado um empréstimo para ampliação do seu negocio
Desde então, a sua actividade conheceu outra dinâmica tendo solicitado vários outros empréstimo. Actualmente o seu negocio está num bom ritmo e providencia emprego a 3 trabalhadores (duas mulheres e um homem), com os rendimentos do negocio suporta os encargos familiares, as despesas escolares uma vez que matriculou –se numa escola privada.


Com o empréstimo de 40.900,00 mtn, pretende aumentar o volume do negocio de forma a evitar ruptura durante quadra festiva pois a procura tem sido maior, por outro lado irá admitir mais 2(duas) pessoas de forma a responder positivamente com as exigência dos clientes.
A sua actividade tem um impacto maior na comunidade porque para além de providenciar emprego para ele próprio mais outras quatro pessoas, coloca o produto mais perto do cliente, com particular destaque para cerca dos 1,700 alunos da escola vizinha que lhes providencia lanches.

About Mozambique

  • $1,200
    Average annual income
  • 63
    View loans »
    Mozambique Loans Fundraising
  • $2,724,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Vieira selling Food.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Dec 10, 2006
Listed
Nov 21, 2006
Currency Exchange Loss:
N/A
Ended:
Feb 14, 2008