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Karla Jesennia
Karla is thirty-five and lives in the Memorial Sandino neighborhood. Her husband is a taxi driver, and for a number of years she has been working in domestic service. It's a very tiring job, but she has to work to support her family, including two beautiful daughters who are still in school. Being a parent carries a lot of responsibility, so they both work to be able to keep up with expenses, as well as make improvements to their small house, which is made of wood and even has a dirt floor. The loan will allow them to replace the zinc that's in ill repair and to put in stone. Little by little they're making the house pretty and secure. Their plan is to be able to change jobs to improve their income.
View original language description ↓
La señora Karla tiene la edad de 35 años, vive en el barrio Memorial Sandino, su esposo trabaja como cadete de taxi, ella trabaja en servicios domésticos desde hace varios años, un trabajo cansado pero tiene que trabajar para apoyar a su familia dos hermosas hijas las cuales cursan sus estudios, como padre de familia es mucha responsabilidad, es por eso ambos trabajamos para lograr el equilibrio de los gastos. A si como lograr hacer las mejoras para su pequeña casa, que es cerrada de madera el piso aun de tierra. Con este financiamiento lograra cambiar el zinc que esta en mal estado, como hacer el arranque de piedra. Y poco a poco ir haciendo bonita y segura su casa. Sus planes es poder cambiar de trabajo para lograr mejores ingresos

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Karla Jesennia to buy zinc to replace the roof on her house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 19, 2010
Mar 21, 2010
Currency Exchange Loss:
Feb 15, 2011