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Las Risueñas Group
In this Group: Reyna , Gloria , Ana Maria , Filiberta , Sandra Yanet , Irene , Guadalupe , Ma Guadalupe *, Teresita De Jesus
* not pictured
This group is called Las Risueñas (The Cheerful) because they are all very happy and always smiling. The group is located in the city of Pachuca, which belongs to the Pachuca municipality in the state of Hidalgo, Mexico. The group is comprised of nine members, and this is the fifth time they have asked CrediComún for a loan.

Gloria A. D. V. is the president of the group. She is 45, and has two children. The children are 18 and 14 years old. She sells Mexican snacks like “sopes” (fried tortilla topped with refried beans, onion and hot sauce), quesadillas, tamales, “atole” (a hot corn drink) and coffee. She has been selling in the supply center of Pachuca for four years. Her customers are the people who go to the center shopping. They look for her good cooking. She wants the loan to buy supplies for her business. Her greatest desire in life is to be able to give her children an education so that they can succeed in life and have what she has not had.

Irene V. C., a member of the group, is 61 and has no dependents. She sells red and green “mole” (chili sauce) and stuffed chilies. She makes them in large pots with original ingredients. She makes the best moles in the center. That is why her customers prefer her. She sells in the walkways. She also distributes to tortilla stands and vegetable stores. She works a lot in order to live peacefully with her husband. She would like to go on vacation and change her hairstyle. She thinks it would make her feel younger and pretty.

The other members of the group are:

A. D. V. Gloria: Sells snacks
C. F. Ana Maria: Sells snacks and vegetables
C. A. Guadalupe: Sells shoes and clothes
E. A. Filiberta: Sells vegetables
I. I. Sandra Yanet: Stationery store and Internet café
L. C. Teresita de Jesus: Groceries
M. A. Reyna: Fruits and Vegetables
M. S. Ma Guadalup: Juices and Shakes
V. C. Irene: Sells food
View original language description ↓
Este grupo se llama Las Risueñas, porque todas son muy alegres y siempre están sonriendo. Está ubicado en la ciudad de Pachuca, perteneciente al municipio de Pachuca en el Estado de Hidalgo, en México. El grupo está conformado por 9 integrantes y es la 5ª vez que solicita un crédito a CrediComún.

La Sra. Gloria A. D. V. es presidenta D. grupo, tiene 45 años y dos hijos de 18 y 14 años. Se dedica a la venta de antojitos mexicanos (sopes, quesadillas, tamales, atole y café) en la central de abastos de Pachuca desde hace cuatro años. Sus clientes son las personas que van a hacer sus compras a la central y la buscan por su buena sazón. Ella quiere su préstamo para invertir en insumos para el negocio. Su deseo más grande en la vida es poder darles a sus hijos estudios para que sobresalgan en la vida y tengan lo que ella no ha tenido.

La Sra. Irene V. C., integrante D. grupo, tiene 61 años y ya no tiene dependientes, vende mole rojo, mole verde y chiles rellenos, ella los prepara en grandes cazuelas y con ingredientes originales dando como resultado los mejores moles de la central. Por eso sus clientes la prefieren, y ella los vende en los pasillos y también los reparte en tortillerías y tiendas de verduras. Ella trabaja mucho para vivir tranquila con su esposo, le gustaría irse de vacaciones y cambiar de peinado pues piensa que la haría sentir más joven y bonita.

Los otros integrantes D. grupo son:
A. D. V. GLORIA VENTA DE ANTOJITOS
C. F. ANA MARIA VENTA DE ANTOJITOS Y VERDURAS
C. A. GUADALUPE VENTA DE ZAPATO Y ROPA
E. A. FILIBERTA VENTA DE VERDURAS
I. I. SANDRA YANET PAPELERIA Y CAFÉ INTERNET
L. C. TERESITA DE JESUS ABARROTES
M. A. REYNA FRUTAS Y LEGUMBRES
M. S. MA GUADALUPE JUGOS Y LICUADOS
V. C. IRENE VENTA DE COMIDA

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 12
    View loans »
    Mexico Loans Fundraising
  • $18,789,925
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Risueñas Group's $3,050 loan helped a member business supplies.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 5, 2010
Listed
Apr 1, 2010
Currency Exchange Loss:
Covered
Ended:
Jul 16, 2010