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Efraín Joel
Efrain is 27, married, and does not have children. He lives with his wife and his brother’s family in a house inherited from his father. They live in the El Paraiso section of the Rázuri district, which is situated in the Ascope province in the La Libertad region. It is two and a half hours from Chiclayo, the capital of the Lambayeque region.

He provides transportation services for cargo and passengers in his “mototaxi” (three wheeled motorized vehicle). He has been doing this for several years. Thanks to his savings, he was able to buy his own vehicle a year and a half ago. He is currently working with the vehicle, and he is getting more earnings. Everyday he covers the routes between the Macabi and Paiján areas. He also sometimes works as a farm worker, which helps support his household.

The continual use of his vehicle has caused it to suffer some problems with the motor. It urgently needs to be repaired to function properly. That is why Efraín has seen the need, for the first time, to ask Edpyme Alternativa for a loan for 600 PEN. He will use it for the maintenance and repair of his vehicle.

Efraín is a hard-working and responsible family man. He works day to day to improve himself in order to get his family ahead. His neighbors and acquaintances hold him in high esteem and consider him to be a trustworthy person.
View original language description ↓

Efrain tiene 27 años de edad, es casado y no tiene hijos. Vive junto a su esposa y a la familia de su hermano en una casa heredada de su padre, en el sector El Paraiso del distrito de Rázuri, situado en la provincia de Ascope de la región La Libertad, a dos horas y media de la ciudad de Chiclayo, capital de la región Lambayeque.

Se dedica a bridar servicio de transporte de carga y pasajeros en una mototaxi. Lleva varios años en esta actividad y hace medio año, gracias a sus ahorros, pudo adquirir un vehículo propio con el cual actualmente viene trabajando y percibiendo más ganancias. El cubre rutas entre la zona de Macabi y Paiján todos los dias, paralelamente se dedica a trabajar eventualmente como peón agrícola y con esta actividad ayuda al sostenimiento de su hogar.

El continuo uso otorgado a su unidad movil ha hecho que esta empiece a sufrir algunas fallas en el motor que requieren de urgente reparación para su correcto funcionamiento, por este motivo, Efraín se ha visto en la necesidad de solicitar por primera vez a Edpyme Alternativa un crédito de 600 nuevos soles que piensa invertir en el mantenimiento y reparación de su vehículo.

Efraín es un padre de familia trabajador y responsable que dia a dia da lo mejor de si para sacar a su familia adelante, sus vecinos y conocidos le tienen mucha estima y lo consideran una persona de confianza.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $57,345,725
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Efraín Joel maintenance and repair expenses for his mototaxi.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 11, 2010
Listed
Mar 21, 2010
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2010