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Vida E. is a happily married woman with three children. She has been educated to the senior high level. Vida operates a provisions shop and sells things such as spaghetti, canned tomatoes, cooking oil, soaps and other items at Elmina. Her husband is a plumber. Vida uses the income she generates to help her husband with the upkeep of the home. Vida will use the loan to purchase more provisions for resale and start buying fabric for sale. Trading in fabric will serve as an additional business venture to enter into to generate additional income. With the new profits from her expanded business, Vida plans to save to buy land.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 43
    View loans »
    Ghana Loans Fundraising
  • $11,736,650
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Vida to purchase more provisions for resale and start buying fabric for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 19, 2010
Mar 24, 2010
Currency Exchange Loss:
Nov 17, 2010