Flor De Azucena Group
Such is the case of the “Flor de Azucena “ (Easter Lilly) association. It is composed of 12 members who are starting their 16th loan cycle, which means that they are about to complete their 8th year collaborating with the Pro Mujer family.
The members are involved in a variety of commercial activities; such as: sales of clothing, cooking oil, balls. Some make sweaters, others sell plastic items. Some manufacture aguayos (a special woven item used by women to carry their babies on their backs) while others sell condiments. There are blanket weavers, food sellers and grocers.
Casilda M., 28, is married and has 5 children. She has sold clothing for a year now. She buys merchandise in Desaguadero, because it’s less expensive there, and sells her products in El Alto’s La Ceja market. She also travels to other towns, like Caranavi. She hopes to be associated with the Pro Mujer family for a long time.
She will use this loan to buy clothing.
Es el caso de la asociación “ Flor de Azucena”, cuenta con 12 integrantes y están ingresando al ciclo 16, esto significa pronto cumpliran 8 años trabajando con la familia de Pro Mujer.
Los negocios de las socias son: venta de ropa, aceite, pelotas, confección de chompas, venta de plástico, elaboración de aguayos (tejido especial para llevar a los bebes) , venta de condimentos, tejido de mantas, venta de alimento seco y venta de comida.
La señora Casilda M. de 28 años de edad, casada y madre de 5 niños, tiene el negocio de venta de ropa hace un año atrás, ella compra su mercadería de Desaguadero porque es más económico y vende sus productos en la Ceja de la ciudad de El Alto, tambien realiza viajes a diferentes pueblos como Caranavi y espera estar mucho tiempo con la familia de Pro Mujer. En esta oportunidad el préstamo obtenido lo invertirá en la compra de mercadería, es decir, ropa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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