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Las Lucecitas (Cuenca) Group
In this Group: Maria Dolores, Karina Andrea, Magali Iliana, Maria Cristina, Maria Natividad, Cindy Gissela, Maria Guadalupe, Rosa Clotilde*, Elizabeth Katherine
* not pictured
The Las Lucecitas Communal Bank is in Cuenca, the third-largest city in Ecuador, set apart under the national trust because of its architectural beauty, which attracts domestic and foreign tourists.

Maria Guadalupe is 54 years old. She got her divorce 22 years ago because her husband was a drinker and mistreated her and her children. She has four children, now 31, 29, 27, and 22 years of age. All of her children are married and living on their own, except for her third, a daughter who has a child. Maria shares her house and expenses with the daughter. She is very happy to have her own home, even if it is a little small, because she built it herself.

Maria sells fruit in a stall in the Cuenca open market. She has been doing this since she was 11 years old. She has had her own stand only for the last 18 years. She tells us that they had to put up a fight to get a stand, since they didn’t want to turn over these stands to allow her to work without having to run around the entire market.

She is now in her third cycle, having been invited by her sister to join this group of visionary, hard-working women. With previous loans she has increased stock for her business. She plans to use this new loan to buy produce, such as tomatoes, onions, broccoli, cauliflower, bananas, peaches, oranges, etc., to supply her business.

Maria Guadalupe’s goal is to make improvements to her house.

Karina T. is also a member of the Las Lucecitas communal bank. She is 19 years old and lives in the beautiful Totoracocha section with her husband. They are currently expecting a child, and she is in her sixth month. They do not yet have their own home, so live with her mother-in-law.

Her husband works for a yogurt producer, and she sells food outside her home. She has been engaged in this business for a year now, thanks to her mother, who taught her the secrets of cooking. She now has regular customers, and begins work at 3 p.m., working until 11 p.m., at which time she stops to rest, so as to start the next day with renewed energy.

Karina belongs to the communal bank thanks to a friend who invited her to join this select group of women who are successfully raising their families. With the loan requested she will buy rice, meat, sticks, and seasoning to prepare her skewers and stews for her demanding customers. Her greatest dream is to have her own home, which she hopes to make a reality very soon.
View original language description ↓
El Banco comunal Las Lucecitas lo encontramos en la ciudad de Cuenca, siendo esta urbe la tercera en importancia en el Ecuador y declarada como Patrimonio Cultural de la Humanidad por su belleza arquitectónica, cautivando al turista nacional y extranjero.

Maria Guadalupe tiene 54 años de edad, se divorció hace 22 años porque su esposo bebía mucho y la maltrataba a ella y a sus hijos, concibió cuatro hijos que hoy se encuentran de 31, 29, 27, 22 años de edad, todos sus hijos son casados viven independientes excepto su tercera hija que tiene un niño y con ella comparte la casa y también todos los gastos, se siente muy contenta porque cuenta con su casa propia aunque un poco pequeña que la construyó solo con su trabajo y esfuerzo.

María vende frutas en un puesto en la feria libre de Cuenca, esta actividad la realiza desde que tenía 11 años y solo hace 18 años cuenta con un puesto propio en el mercado y nos cometa que para obtener los puestos tuvieron que pelear mucho ya que no les querían entregar dichos puestos para que trabajen sin tener que recorrer todo el mercado.

Se encuentra en su tercer ciclo y fue invitada a formar parte de este grupo de mujeres que visionarias y trabajadoras por su hermana, con el dinero de los créditos anteriores ha ido incrementando productos para su negocio y con este nuevo préstamo va a invertir en la compra de legumbres y frutas como tomates, cebollas, brócoli, coliflor, guineos, duraznos, naranja, naranjilla, entre otros para abastecer su negocio.

La meta de María Guadalupe es hacer algunas mejoras a su casa.

Karina T. es también socia del banco comunal Las Lucecitas, tiene 19 años y vive en el hermoso sector de Totoracocha junto a su esposo que por ahora están esperando un bebé, está en el sexto mes de gestación. Aún no tienen casa propia y viven en casa de su suegra.

Su esposo trabaja en una empresa productora de yogurt mientras que ella se dedica a la venta de comida a las afueras de su casa labor que realiza hace un año gracias a su madre que le enseñó los secretos de la cocina y ya que cuenta con clientela fija, sus labores empiezan a partir de las 3 p.m. hasta las 11 p.m. hora que se va a descansar para levantarse con nuevas energías para un día mas de labores.

Karina formó parte del banco comunal gracias a una amiga que la invitó a ser parte de éste selecto grupo de mujeres capaces de salir adelante con su familia. Con el credito solicitado va a comprar arroz, carnes, palillos, aliños para preparar sus pinchos y menestras para ofrecer a su exigente clientela. Tiene como sueño principal llegar a tener su casa propia que espera hacerlo realidad muy pronto.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Las Lucecitas (Cuenca) Group's $3,425 loan helped a member to buy tomatoes, onion, broccoli, cauliflower, bananas, peaches, oranges, and other fruits and vegetables to stock her business. Also to buy meat, spices, sticks, to prepare her meals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 25, 2010
Listed
Mar 20, 2010
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2010