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Djantoyerela Group
In this Group: Sitan, Kadiatou , Gnama , Rokia
The women of the group Djantoyerela are all married.  They average 29 years of age and two children each living for the most part in monogamous families in Noumouss, a district of Kadiolo City (3rd administrative region of the Republic of Mali).  The group members are on their fifth collaboration with the micro-finance institution Soro Yiriwaso.  All their previous loans have been repaid.

The group members have a diversity of businesses, including the sale of fruit and vegetables, condiments, peanut butter, grains, etc.  With this new loan, they intend to buy 4 packets of condiments, 8 to 15 baskets of fruit and vegetables, and two 100-kg sacks of peanuts for making peanut butter.

They get their supplies at the big market of Kadiolo City and from neighboring towns.  The merchandise is sold mostly for cash at the Kadiolo City market and often together as a family.  The customer base is composed of women.

The group members each envision making an average monthly profit of 18,500 francs CFA.  Part of it will be used for day-to-day needs and savings.  The other part will be invested into the businesses.
View original language description ↓
Les femmes du groupe Djantoyerela sont toutes mariées. Elles ont une moyenne d’âge de 29ans, 2 enfants et vivent la plupart dans des familles monogames à Noumousso un des quartiers de la ville de Kadiolo une préfecture de Sikasso 3ème région administrative du Mali.
Elles sont à leur cinquième collaboration avec l’institution de microfinance Soro Yiriwaso et tous les prêts précédents ont été bien remboursés.
Elles mènent diverses activités qui sont entre autres la vente de fruits et légumes, de condiments alimentaires, de pâte d’arachide, des céréales etc.
Avec ce nouveau prêt, elles comptent acheter, 4 paquets de condiments alimentaires, 8 à 15 paniers de fruits et légumes, 2sacs de 100kg de graine d’arachide et pour en faire la pâte d’arachide.
Elles s’approvisionnent au grand marché de Kadiolo ville et les localités avoisinantes. Les marchandises sont vendues au marché de Kadiolo ville et souvent en famille à une clientèle composée essentiellement de femmes et la plupart au comptant.
Elles envisagent réaliser chacune un bénéfice mensuel moyen de 18.500 FCFA dont une partie sera utilisée pour les besoins quotidiens, l’épargne et l’autre partie sera investie dans les activités.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 40
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 481.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD