Luna Nueva I Group
Maria is a member of the group and is 38 years old, is married, and has two children, ages 3 and 4. She has a junior high school education, she sells Mexican food (chalupas, enchiladas, taquitos, tostadas), and has been doing so for the past two years. She tells us that she is requesting this loan in order to buy more tables for her business. At the moment she only has two and they are not enough to serve all of her customers. She wants her children to grow up and study a career that will make them important in life.
Ivonne is the president of the group. She cohabitates and has three children, ages 14, 11, and 7. For the past two years she’s been in the business of renting video games. She is a very responsible person, dedicated to her work and family. The rest of the group considers her to be a good leader. She needs this loan in order to buy new video games to be able to offer better service to her customers. She has a great desire to see the ocean with her family some day. This is why she works so hard.
This photograph was taken at María’s home, also a member of the “Luna Nueva” group. She is a single mother with two children, ages 13 and 7. She has a junior high school education and has a sewing shop that she started 22 years ago. She makes pants and shorts depending on the season. She is requesting this loan in order to buy thread, to be able to deliver her current orders. She really would like to help the ladies in her neighborhood, by offering them employment and giving them the opportunity to improve their lives.
The other members are:
Neyda – Cosmetic Sales
Maria Elena – Food Sales
Briseida – Catalog linen sales
Ntalia Edith – Clothing and shoe sales
Patricia – Paper goods
Ma Adelaida – Perfume and linen goods
Yessica – Shoe sales via catalog
María Esperanza Sánchez E. es integrante del grupo, tiene 38 años y dos hijos de 3 y 4 años es casada y estudio la secundaria, se dedica a la venta de antojitos mexicanos (chalupas, enchiladas, taquitos dorados, tostadas) desde hace dos años. Comenta que quiere su préstamo para comprar mesas para su negocio ya que por el momento cuenta con dos mesas y ya le son insuficientes para atender a sus clientes. Quiere que sus hijos crezcan y estudien una carrera con el objetivo de ser alguien importante en la vida.
Ivonne M. Rodríguez es la presidenta del grupo, vive en unión libre y tiene 3 hijos de 14, 11 y 7 años, durante dos años se ha dedicado a la renta de videojuegos, es una persona muy responsable y dedicada a su familia y trabajo, es considerada por el reto del grupo como una buena líder. Requiere de su préstamo para comprar refacciones de los videojuegos y poder ofrecer un mejor servicio a las personas que asisten a hacer uso de estos. Ella tiene muchos deseos de conocer el mar con su familia y por eso se esmera en su trabajo.
Esta foto fue tomada en la casa de la Sra. María Luisa Sánchez E., integrante del grupo LUNA NUEVA, que está ubicado en la cabecera municipal de Zapotlan de Juárez en el Estado de Hidalgo. Es madre soltera, tiene dos hijos de 13 y 7 años, estudio la secundaria y, se dedica a su taller de costura que inició hace 22 años, hace pantalones y shorts dependiendo de la temporada. Solicita el préstamo para la compra de hilo y así poder atender los pedidos que tiene ya pactados con algunas maquilas cercanas a su domicilio. Tiene la inquietud de poder apoyar a las mujeres de su localidad, ofreciéndoles empleo para que tengan un mejor nivel de vida.
Los otros integrantes del grupo son:
N. T. NEYDA ANGELICA VENTA DE COSMETICOS
S. J. MARIA ELENA VENTA DE COMIDA
P. S. BRISEIDA YEENIA VENTA DE LENCERIA POR CATALOGO
E. C. NATALIA EDITH VENTA DE CALZADO Y ROPA
V. A. PATRICIA PAPELERIA Y MERCERIA
S. E. MA ADELAIDA VENTA DE PERFUME Y LENCERIA
S. B. YESSICA MARLEN VENTA DE ZAPATO POR CATALOGO
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid