Mujeres Emprendedoras De Micaela Bastidas Group
Sra. Diana is 44 years old, single, and has a 23 year old son who currently works with her. She manages a photocopy and typing center from a rented location near her home. Diana started her photocopy business thirteen years ago.
The “Mujeres Emprendedoras D. Micaela Bastidas” Communal Bank has been working with EDAPROSPO – Prosperidad for two years. The members are involved in different activities, such as making plush toys and operating informal retail businesses. Sra. Diana, for example, will use this current loan to buy merchandise for her business. All of the other members need additional capital to achieve greater production, get a better share of the market, and attract more customers. They have great dreams and goals and are very grateful to the Institution for the support that has been provided. In addition, they commit to completing their payments and continuing their work toward their savings.
La señora Diana tiene 44 años D. edad, es soltera, tiene 1 hijo D. 23 años, quien en la actualidad trabaja para apoyar a su madre. El negocio al cual se dedica es el fotocopiado y tipeos en un local alquilado cerca a su vivienda, se inicio con una fotocopiadora desD. hace 13 años. Mujeres emprendedoras D. Micaela Bastidas; trabaja con EDAPROSPO – Prosperidad desD. hace 2 años, nuestros socios se dedican a diferentes actividades como la elaboración D. peluches y el comercio minorista; con el reciente préstamo otorgado, por ejemplo la señora Diana, comprará mercadería para su negocio, todos los demás miembros incrementarán su capital para así obtener una mayor producción, mejor posesión en el mercado y captar mayor cantidad D. clientes. Los socios tienen grandes sueños y metas y se encuentran muy agradecidos con la institución por todo el apoyo brindado y se comprometen a cumplir con los pagos y seguir trabajando para sus ahorros.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid