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Erminia is married and has two children (Keithe and Luis Gabriel). She is a hardworking woman who divides her time between her household activities and selling clothing, cheese, barley, wheat, and corn. Erminia leaves for the city of Puno to acquire her products and then distributes them to the markets of the city. She needs a loan to buy clothing and cheese. Erminia hopes to have her own house and for her children to become professionals.

She is grateful for this opportunity and promises to complete her payments on time.
View original language description ↓
Erminia es casada y tiene dos hijos (keithe, Luis Gabriel), ella es una mujer trabajadora que alterna sus actividades del hogar con la venta D. ropa, venta D. queso y cereales como por ejemplo cebada, trigo y maiz, ella lleva a la ciudad D. Puno sus productos y distribuye a los mercados D. la ciudad, ella compra D. la ciudad D. Puno queso y ropa para distribuir en los mercados D. la ciudad del Cusco. Ella requiere el crédito para comprar ropa y quesos. El anhelo D. la socia es tener su casa propia y que sus hijos se han profesionales.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $60,147,450
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Erminia purchase cheese & clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 24, 2010
Mar 22, 2010
Currency Exchange Loss:
Jul 15, 2010