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Mussarat's Group
In this Group: Mussarat , Najma , Zeenat , Azra , Shazia
Mussarat is 31-year old lady. She lives in a city named Lahore in Pakistan for the back 25 years. Her husband name is M. T. who works in a factory on monthly wage.

Mussarat is a vigorous and skillful lady. She involves in a decorative embroider business. She learned this art from her mother. She never got education because she always paid attention on this work. Her mother teaches her about all the techniques used in this work, which means that today, she is getting quite good!

She does this work for two reasons first is she loves her work and second is she wants to share the financial burden of her husband. She is acquiring for a loan of worth Pak Rs. 25,000 with which she will purchase the material such as (beads, colored thread, sketches and clothes) to generate more income.

She has four other ladies in her loan group. Najma wants a loan to buy clothes for her clothes selling business. Zeenat and Azra each want a loan to buy buffalos for their milk selling business. Shazia wants a loan to buy seasonal fruits for her fruit selling business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,499,975
    Funds lent in using Kiva
  • 84.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mussarat's Group's $1,350 loan helped a member to buy material for decorative embroider business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 2, 2010
Mar 30, 2010
Currency Exchange Loss:
Mar 15, 2011