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Bilha Isaac
(It wasn't possible to take a photo at the business location, given the nature of the business)
Bilha Isaac M. was born in Gaza province, in southern Mozambique. She is 47 years old, married, and the mother of seven children from 27 to 9 years old. All of them attend school.

She completed tenth grade, but ended her studies since she married young. She lives with her family in her own house, where she supports only four of her children since the others have already married.

She left Gaza for Niassa province where she lived for around 27 years, and where her children were born. In 2000 she left with her family for Maputo where she found work as a helper in a mine removal project (TIC TAC). For over three years she has also owned her own butcher shop, where she has a monthly income of around 6500 MZN that she uses for household expenses in addition to saving some in her bank account.

She has never taken out loans with other banks, and learned about Hluvuku through her sister-in-law who is already a client. This is her second loan for 20,000 MZN that she plans to use to purchase products (beef, sausages and other kinds of meat) to increase her stock of products.

She agrees to pay off the loan in a timely manner in order to be able to take out others. In the future she would like to apply for additional loans to build a mini-market.
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Não foi possível tirar a fotografia no local do seu negócio, devido as dificuldades que caracterizam esta actividade.

Bilha Isaac M. nasceu na Província de Gaza, sul de Moçambique tem 47 anos de idade casada e maê de 7 filhos de 27, 25, 25, 18, 15, 11, e 09 anos de idade, todos vão a escola. Fez 10ą classe parou devido ao casamento pre- maturo. Vive na casa própria com a sua família, onde sustenta apenas 4 dos filhos porque os restantes já casaram.
Saiu da província de Gaza para a Província do Niassa, onde viveu cerca de 27 anos, local onde teve todos os filhos. No ano de 2000 saiu para Maputo com a sua família, onde conseguiu um emprego como servente num projecto de remoção de minas (TIC TAC). Tem também negócio próprio de venda de carne há mais de 3 anos, onde consegue um rendimento mensal de cerca de 6.500.00mt, que aplica nas despesas de casa e ainda consegue poupar algum na sua conta bancária.
Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através da sua cunhada que ja é cliente desta instituição. Este é o seu 2º empréstimo no valor de 20.000.00mt, com o qual pretende comprar produtos (carne de vaca, chouriços e outras variedades de carne) para aumentar a quantidade da sua mercadoria.
Compromete se apagar devidamente este empréstimo para poder aceder a mais outros, no futuro gostaria de solicitar mais créditos para construir uma mini-mercearia.

About Mozambique

  • $1,389
    Average annual income
  • 108
    View loans »
    Mozambique Loans Fundraising
  • $2,556,750
    Funds lent in using Kiva
  • 31.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Bilha Isaac buy and sell products (beef, sausages, and other types of meat).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 9, 2010
Listed
Mar 20, 2010
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2011