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Song's Group
In this Group: Song, Yin, Sok, Song
This is a group loan for four borrowers. They all live in the province of Siem Reap. The leader, Mrs. S., is 29 years old, married, and has two kids. Both of her children are students and are dependent on her. Her husband, Savuth, 33, owns a boat that he uses to provide a transportation service and he is able to earn around $5 a day.

Mrs. S. owns and runs a small enterprise selling souvenirs to tourists who come to visit the temples. Recently, S. sold nearly all her items and she wants to acquire more for her shop. Because S. doesn’t have money, she decided to request a loan as capital to buy extra souvenirs to sell.

The three other borrowers are:

Mrs. K., 31, a fish seller, who needs a loan to increase her business capital.

Mrs. C. works as a laborer in a night club and requests a loan to add to her savings in order to buy a new motor to meet her travelling needs.

Mrs. S. is an internal staff member in an entertainment club and needs a loan to replace her old motorcycle.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 269
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Song's Group's $800 loan helped a member to buy extra souvenirs to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 17, 2010
Mar 19, 2010
Currency Exchange Loss:
Nov 15, 2010