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Bella Vista Group
In this Group: Rufina Clementina, Nancy , Alfredo Nestor, Damiana, Maria Silvia, Simon Ricardo, Carmen , Cristian Mario , Rogelia Martha, Diego Armando
"Bella Vista" is a communal bank located in the neighborhood of the same name. It is formed by 10 members, the majority of whom work in informal commerce and other activities to support their families. The majority of the members live on the same street and so they know each other very well.

Rufina was elected president of the association. She is a widow and has a son who helps his mother in every way that she needs, especially when Rufina is selling food to the workers in the brick factory that is in the neighborhood. She also raises and sells dogs. At this date she has 18 dogs that she is raising with a lot of affection. She says that they are almost like children to her, and as such she provides them with a lot of attention. She tells us that she will use the loan requested to increase the capital in her store.

Rogelia is married and makes clothing. She has small children who are school-aged. She is very responsible and hardworking, and with the money from the loan she will buy fabrics at wholesale in order to make more of her products. Like Rogelia, the other members of the group will invest the loan proceeds in their businesses and in a number of cases, will start a new business. In this way they will improve the living conditions of their families.

All of the members are grateful to Emprender and Kiva for the trust provided in granting this loan.
View original language description ↓

BELLA VISTA es un banco D. emprendimiento que se fundo en la zona que lleva el mismo nombre, esta conformado por 10 socios quienes en su mayoria se dedican al comercio informal y a otras actividades para poder sostener a sus familias. La mayoria D. los socios viven en la misma calle por lo que son muy conocidos entre ellos.

Fue elegida la Sra Rufina como presidenta D. la asociacion, ella actualmente es viuda y tiene un hijo quien le ayuda a su Mama en todas las cosas que requiera sobre todo cuando la Sra se dedica a la venta D. comida a los trabajadores D. la fabrica D. ladrillos que esta la Zona, tambien se dedica crianza y venta D. perros, tiene a la fecha 18 perros a los cuales cria con mucho cariño, ella dice que casi son como hijos por lo cual les brinda esa atencion. indica tambien que usara el prestamo solicitado para el incremento D. capital en su tienda

La Sra Rogelia esta casada y se dedica la confeccion D. ropa, tiene hijos pequeños que se encuentran en edad escolar, es muy responsable y trabajadora y con el dinero del credito comprara telas al por mayor para la confeccion D. sus productos.
y como ella los demas integrantes tambien invertiran en el incremento D. capital para sus negocios y en algunos casos el inicio D. uno, y D. esta manera mejorar la condicion D. vida D. sus familias.

Todos los socios estan agradecidos con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $32,292,125
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Bella Vista Group's $3,200 loan helped a member to increase working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 27, 2010
Apr 1, 2010
Currency Exchange Loss:
Sep 15, 2010