Amigas Progresando Group
Idania Aurora E. Díaz is the president of the group. She is 30, and she went to school until the third year of pre-university. She does not have children. She sells meat, a business she started 15 years ago. She is asking for a loan to buy animals for her butcher shop. Her customers think she is a responsible person because she sells good meat at fair prices.
María Isabel González García is another member of this group. She is 47, and she has an elementary school education. She has four daughters (two are 24, one is 26, and the other is 30). She has been working as a seamstress for ten years. She is asking for a loan to buy fabric. Her customers seek her out because she is a responsible woman and her sewing has the guarantee of being good quality. As she is asking for this loan, she feels capable of paying the loan, and she has a great desire to work. She wants this loan to buy material to make uniforms for the school cycle that is coming. She wants to have her business stocked in order to give her customers good, quality service. She also hopes to use her earnings to paint her house and to be able to buy a dining room.
The other members of the group are:
• Idania Aurora E. Díaz (Butcher Shop)
• Ma Angélica C. R. (Costume Jewelry Sales)
• Yolanda A. Zúñiga (Livestock)
• Angélica A. Ávila (Sells Food)
• María Guadalupe González García (Handicrafts)
• Diana González C. (Sells Pillows)
• Miriam B. Zúñiga (Groceries)
• Mónica B. N. (Underwear)
• María de los Ángeles González C. (Miscellaneous)
Idania Aurora E. Díaz es la presidente del grupo. Tiene 30 años, estudió hasta el 3er año de preparatoria, no tiene hijos. Ella se dedica a la venta de carne que inició hace 15 años. Se solicita el préstamo para comprar animales para su carnicería. Sus clientes piensan que es una persona responsable porque vende buena carne a precios justos.
María Isabel González García es otro integrante de este grupo. Tiene 47 años, estudió hasta la primaria, tiene 4 hijas (dos de 24, una de 26 y otra de 30). Ella se dedica a la costura que inició hace 10 años. Solicita el préstamo para comprar telas. Sus clientes la buscan porque es una mujer responsable y su costura tiene garantía por lo que les asegura buena calidad. Al momento de solicitar este préstamo se siente capaz de solventar el préstamo y con muchas ganas de trabajar. Quiere este crédito para comprar material para hacer uniformes para el ciclo escolar que viene y tener surtido su negocio para darles una buena atención y calidad a sus clientes. También espera con sus ganancias pintar su casa y poder comprarse un comedor.
Los otros integrantes del grupo son:
• Idania Aurora E. Díaz (Carnicería)
• Ma Angélica C. R. (Bisutería)
• Yolanda A. Zúñiga (Ganadería)
• Angélica A. Ávila (Venta de comida)
• María Guadalupe González García (Manualidades)
• Diana González C. (Venta de blancos)
• Miriam B. Zúñiga (Abarrotes)
• Mónica B. N. (Ropa interior)
• María de los Ángeles González C. (Miscelánea)
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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