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Fernando
Fernando is 55 years old, and he is married. He lives with his wife and three children in Fernando Belaúnde, a new town in an urban area on the outskirts of the city of Chiclayo. The area is characterized by having inhabitants with few resources. They have water, electricity, and sewage services. But, they do not have asphalt streets or sidewalks. Fernando’s house has an aluminum roof and a dirt floor.

He offers public transportation services in a “mototaxi” (a three wheeled motorized vehicle, which is used to transport cargo and passengers). He has been doing this for ten years. He belongs to an association for mototaxi drivers, which has a stop located in front of a university. He covers routes within the city of Chiclayo.

Fernando leaves very early to take advantage of the hours when there are more people who are going to their work centers. He returns home at approximately 8:00 p.m. after having done his day’s work. The earnings he has for the day help his wife with the food and the household expenses.

Fernando is currently asking Edpyme Alternativa for a loan for 1,500 PEN to buy a new motor for his mototaxi. Also, he wants to change the tires and perform general maintenance. That way he will not have problems with his mototaxi, and he will be able to provide good service.

Fernando tells us that earlier he wanted to get a mototaxi, but he had to give up because they were too expensive for his income. He still wants to get a new one, but first he wants the mototaxi he currently has to be in perfect condition.
View original language description ↓

Fernando tiene 55 años de edad, es casado y vive junto a su esposa y tres hijos en el pueblo joven Fernando Belaúnde, una zona urbano marginal de la ciudad de Chiclayo. La zona se caracteriza por tener habitantes de bajos recursos, cuenta con servicios de agua, luz y desagues, pero no cuenta con calles asfaltadas ni veredas. La vivienda de Fernando tiene techo de calamina con piso de tierra.

Se dedica a brindar servicio de transporte publico en una mototaxi (vehículo motorizado utilizado en el transporte de carga y pasajeros), esta actividad la realiza desde hace 10 años. El pertenece a una asociación de Mototaxistas que tiene un paradero ubicado en el frontis de una universidad y que recorre rutas dentro de la ciudad de Chiclayo.

Fernando sale muy temprano para aprovechar las horas donde hay mayor afluencia de personas que van a sus centros de labores y regresa a su domicilio a las 8 pm aproximadamente despues de haber hecho su jornada diaria. Los ingresos que haya tenido en el dia le sirven para apoyar a su esposa en la alimentacion y gastos del hogar.

Actualmente Fernando se encuentra solicitando a Edpyme Alternativa un crédito de 1500 nuevos soles que piensa invertir en la compra de un nuevo motor para su unidad movil, ademas desea cambiar las llantas y brindarle mantenimiento en general, asi no tendra problemas con su unidad y podra brindar un buen servicio.

Fernando nos comenta que anteriormente deseaba adquirir una mototaxi pero tuvo que desistir porque estas unidades eran demasiado costosas para los ingresos que obtenia, actualmente sigue queriendo adquirir una nueva unidad movil, pero primero quiere que su unidad actual se encuentre en perfecto estado.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Fernando repair and maintenance expenses for his mototaxi.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2010
Listed
Mar 17, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011