Ruslan is married with a 4 year old child. He lives in Kamenka. Ruslan owns an auto accessories store in his hometown. His little vending place is located right in downtown Kamenka, which makes it a popular stop for car owners. He sells tires, acoustic systems, and car parts. Ruslan started this business 11 years ago. Presently, he has about 150,000 Grivnyas invested in this business. His turnover capital is about 30,000-40,000 Grivnyas. Net profit amounts to 5,000-6,000 Grivnyas a month.
Ruslan is hoping to invest this loan of 18,150 Grivnyas in the purchase of summer rubber tires that always sell well in spring and summer. He believes a diversified assortment of merchandise will help meet clients’ demands. Ruslan has proved to be a responsible borrower, having repaid all previous loans without any late payments. One of his long term plans is to start a second venture and open a grocery store some day.
About HOPE Ukraine
HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.