Kuanputun B Group
This group is led by Natalia J., a 24-year-old lady. She was born and grew up in Bone Village. Because her parents are poor, Natalia only has a secondary education. She lives with her parents in a modest house. Natalia has two brothers and one sister: Antonius J., who is in Elementary School Grade 5; Bartasar, who is in Elementary School Grade 3; and Margarita, who is not at school yet. Her family relies on the agriculture sector to meet their daily needs.
As the eldest child, Natalia usually helps her father on the farm as her mother is recently unwell and her siblings are still too young to help her father on the farm. Natalia is a diligent girl; she usually spends her day on the farm, helping her father from 11 a.m. up to 4 p.m. Natalia and her father plant vegetables, cassavas, tomatoes and then water the coconut and banana trees. She also cuts dried leaves to make the plants grow well. She usually sells the agricultural products in the Inpres Market in Kupang City every Tuesday and Thursday. It is situated about 37 km from Bone Village. She usually gives the income she generates to her father to meet their daily needs and her brothers’ education costs. The income that she generates from selling the agriculture products is unstable, between IDR 300,000 to IDR 450,000 per week depending on how many crops she can harvest from the farm.
With the difficulties that Natalia and family face, she got information from the TLM Field Officer about the cattle-fattening program. As a poor farmer, Natalia doesn’t have enough capital to buy young cattle. She is very interested in joinging the Cattle Fattening Program. Natalia is optimistic that she can fatten the cattle well as she has cattle feed available on the farm that belongs to her father. Natalia dreams of improving her family's living standards and supporting her siblings’ education.
Natalia is requesting a loan amounting to IDR 3,200,000 to buy a young cow to be fattened over a 12-month period. Natalia is sure that the loan will provide her and the other group members with benefits in the future.
Note: Elias and Taroci were replaced by their family members when the picture was taken.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
Join our lending team TLM West Timor.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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