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Las Juanitas Group
In this Group: Teresa , Guadalupe , Eusebia *, Herlinda , Ma Del Carmen , Antonia , Socorro , Angelica Romula , Socorro
* not pictured
This group is called Juanitas because it was established on June 24th, the day of San Juan. One of the group members sells food. The communal bank is located in the San José Vista Hermosa residential area of the municipality of Puente de Ixtla, in the state of Morelos. This group is comprised of 9 members.


Ms. Angélica Rómula Nájera Vázquez is the group president. She is 29 years old and is cohabitating. She has a middle school education and has been selling provisions for 4 years. She has an 8-year-old son.


All the women in this group are very persevering, hardworking and enterprising, especially Antonia A. Guzmán (or Toñita as she is known by her friends). She is a person who has been able to get ahead despite many adversities. She is a 58-year-old Mexican widow who sells food for a living.


Ms. Toñita had been a homemaker until the day that she became a widow. In order to support her children, she started selling tacos on the streets. It was not easy since she was not used to working outside her home; however, her need to help her family get ahead gave her the strength to stay on her feet. Little by little, she has been expanding her business. She knows that she still has a long way to go. She dreams of setting up a palm shelter. With the loan that she will receive, she will start purchasing the materials she needs to reach her goal.


Ms. Teresa M. P. is another group member. She is 56 years old and never received a formal education. She is a married mother of two and sells food for a living. She started this business 16 years ago.


Ms. Guadalupe Sánchez R., another group member, is 25 years old and has a middle school education. She is cohabitating and has 2 children. She has been selling soft drinks and candy for two years.


Ms. Eusebia Sánchez M. is a 56-year-old widow with 3 children. She also has a middle school education. She has been selling bedspreads and pastry for 20 years.


Ms. Herlinda C. V. is 57 years old and has an elementary school education. She is cohabitating and has one son. She has been selling food for 5 years.


Ms. María del Carmen S. García is 48 years old and has an elementary school education. She is a married mother of 3 who has been selling bed sheets and bedspreads for 8 years.


Ms. Socorro S. V. is 31 years old and does not have a formal education. She is cohabitating and has 2 children. She has been selling cosmetics for 6 years.


Ms. Socorro M. A. is 59 years old and has an elementary school education. She is a married mother of 3 who has been selling provisions for 22 years.

View original language description ↓
Este grupo se llama JUANITAS porque su desembolso fue un 24 de Junio día de San Juan, una de las integrantes vende comida. Esta ubicado en la colonia San José Vista Hermosa, en el Municipio de Puente de Ixtla en el Estado de Morelos. El grupo esta conformado por 9 integrantes.

La señora Angélica Rómula Nájera Vázquez ocupa el puesto de Presidenta del grupo tiene 29 años de edad, vive en Unión Libre, estudio hasta la secundaria, vende Abarrotes desde hace 4 años, y tiene un hijo de 8 años.

Todas las señoras de este grupo son muy luchonas, trabajadoras y emprendedoras, en especial la señora Antonia A. Guzmán, Toñita para sus amigos, es una mujer que ha salido adelante a pesar de las adversidades, de nacionalidad Mexicana con 58 años de edad es viuda y se dedica a la venta de comida.

La señora Toñita se dedicó al hogar hasta el día en el cual quedó viuda, por lo que para sacar a delante a sus hijos, inició vendiendo tacos en la calle, no fue fácil, ya que no estaba acostumbrada a trabajar en otra cosa que no fuera el hogar, pero la necesidad de sacar adelante a su familia la lleno de fuerzas para seguir de pie, poco a poco va haciendo crecer el negocio, sabe que aun le falta mucho por hacer, sueña con poner una palapa, por ello con los créditos que se van otorgando va comprando material para alcanzar su sueño.

La señora Teresa M. P. es otra de las integrantes de este grupo tiene 56 años sin estudios, esta casada, tiene dos hijos y se dedica a la venta de comida inicio su negocio hace 16 años.

La señora Guadalupe Sánchez R. es otra de las integrantes de este grupo tiene 25 años estudio hasta la secundaria, vive en Unión Libre, tiene dos hijos y se dedica a la venta de refresco y dulces, inicio su negocio hace 2 años.

La señora Eusebia Sánchez M. es otra de las integrantes de este grupo tiene 56 años estudió hasta la secundaria, es viuda, tiene tres hijos y se dedica a la venta de colchas y repostería, inició su negocio hace 20 años.

La señora Herlinda C. V. es otra de las integrantes de este grupo tiene 57 años estudió hasta la primaria, vive en Unión Libre, tiene un hijo y se dedica a la venta de comida, inició su negocio hace 5 años.

La señora María del Carmen S. García es otra de las integrantes de este grupo tiene 48 años estudió hasta la primaria, esta casada, tiene tres hijo y se dedica a la venta de sabanas y colchas, inicio su negocio hace 8 años.

La señora Socorro S. V. es otra de las integrantes de este grupo tiene 31 años sin estudios, vive en unión libre, tiene dos hijos y se dedica a la venta de cosméticos, inició su negocio hace 6 años.

La señora Socorro M. A. es otra de las integrantes de este grupo tiene 59 años estudió hasta la primaria, esta casada, tiene tres hijos y se dedica a la venta de abarrotes, inició su negocio hace 22 años.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $18,125,250
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Juanitas Group's $2,725 loan helped a member purchase material to build a palm shelter.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 23, 2010
Listed
Apr 1, 2010
Currency Exchange Loss:
Covered
Ended:
Jul 16, 2010