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Manuel Yimmy
Manuel C. is a 52-year-old man who lives in a peri-urban zone of Guayaquil. His house is made of cement and has basic utilities. His wife is a hospital administrator. They have three children ages 20, 22, and 18.

He started his business 8 years ago, using his retirement money to purchase a pick-up truck. However, due to his family's lack of funds, he had to use the truck to provide courier services, delivering packages to people.

He is currently working every day, delivering cargo or merchandise to people from 8:00 am to 8:00 pm. The rainy season is one of the biggest factors that gets in the way of his working normally.

He needs this loan to repair his truck and to be able to purchase a carburetor because he cannot work as usual under the rain. In the future, he would like to obtain another truck so that he can increase his income and ensure his family's future.

View original language description ↓
Manuel C. de 52 años, vive en una zona periurbana en la Perimetral de Guayaquil, su casa es de cemento y cuenta con todos los servicios básicos, su esposa es administradora de un hospital. Ellos tienen tres hijos de 20, 22, 18 años

Empezó hace 8 años con el dinero de la jubilación, compro una camioneta pero debido a la falta de ingresos en su familia tubo que trabajar en la camioneta haciendo carreras y llevando paquetes de las personas.

En la actualidad el trabaja todos los días llevando carga o mercadería de las personas desde las 08h00 hasta las 20h00, las lluvias es una de las mayores complicaciones que el tiene para trabajar normalmente.

Quiere el préstamo para arreglar el carro y poder comprar un carburador porque las lluvias no le permiten trabajar normalmente. En el futuro quiere tener otra camioneta para tener más ingresos y poder asegurar el futuro de su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 79
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Manuel Yimmy purchase carburetor and auto parts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 26, 2010
Mar 18, 2010
Currency Exchange Loss:
Apr 15, 2011