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Señoras Trabajadoras Group
In this Group: Leonor, Rosalinda, Honoria, Laura, Nataly, Abel, Rosa Maria, Saul, Berenice, Alfa, Maribel
Sra. Leonor is the president of a group of eleven individuals who are involved in different business activities. Together they are requesting a loan from Fundación Realidad. The group is named “Señoras Trabajadoras” (Working Women), which identifies them as extremely hard workers. It is known that they have experience working with loans from another institution, but they decided to change and look for better service and lower interest rates.


Sra. Leonor is 43 years old, married, and has three children in school – one in elementary school, one in high school, and another in college. She supports her family by managing a retail business, a small store where she sells groceries and basic necessities. Leonor has twenty years of experience. She has been working with loans for four years and used them to expand her business, which has increased her sales.


With this current loan, Leonor wants to diversify her business activity by selling footwear. She believes having a second business will increase her income and provide the necessary resources to educate her children. Providing her children with an additional level of education will result in more expenses. Her expectations from this loan are to move forward in her two businesses selling groceries and shoes, and to expand each of them.


The names of the group members and their business activities are listed below:


Leonor O. N., Loan Amount = 5000 MXN, Grocery Sales
Rosalinda H. V., Loan Amount = 5000 MXN, Prepared Food Sales
Honoria S. B., Loan Amount = 5000 MXN, Prepared Food Sales
Laura D. A., Loan Amount = 5000 MXN, Shoe Sales
Nataly P. Pobrete, Loan Amount = 5000 MXN, Cosmetics and Perfume Sales
Abel B. R., Loan Amount = 5000 MXN, Fish Sales
Rosa Maria R. A., Loan Amount = 5000 MXN, Cosmetics and Perfume Sales
Saul B. V., Loan Amount = 5000 MXN, Clothing Sales
Berenice C. M., Loan Amount = 5000 MXN, Shoe Sales
Alfa I. B., Loan Amount = 5000 MXN, Fish Sales
Maribel Moran H., Loan Amount = 5000 MXN, Fish Sales

View original language description ↓
La señora Leonor es presidenta de un grupo de 11 personas cada una de ellas con diferentes actividades productivas que se juntaron para solicitar crédito a Fundación Realidad. El grupo lleva por nombre Señoras Trabajadoras, le pusieron ese nombre ya que se identifican por ser muy trabajadoras. Se conocen por que ya han tenido experiencias en conjunto con los créditos, con otra institución, pero decidieron cambiar buscando un mejor servicio y una menor tasa de interés.
La Señora Leonor O. N. es originaria y vecina de una comunidad llamada San Marcos, Dentro de la Costa Chica del Estado de Guerrero, en México. La Comunidad cuenta con 13,000 habitantes, siendo Cabecera Municipal, sus habitantes se dedican principalmente a actividades agropecuarias y al comercio.
La señor Leonor tiene 43 años de edad, esta casada, y cuenta con 3 hijos todos en edad escolar, de primaria, secundaria y bachillerato.
Su actividad económica de donde proviene el sustento familiar es el comercio, cuenta con una pequeña tienda de comestibles y artículos de primera necesidad, negocio con el cual lleva 20 años de experiencia.
Ha venido trabajando con créditos desde hace unos 4 años que le han servido para agrandar su negocio, con lo que se han incrementado sus ventas.
El crédito actual lo quiere para diversificar su actividad incursionando a la venta de calzado, con lo cual tendría una segunda actividad productiva para aumentar sus ingresos ya que necesita recursos para la educación de sus hijos que conforme aumenta su nivel de estudios demandan mas gastos.
Sus expectativas con el crédito es salir adelante entre las 2 actividades la tienda de comestibles y la venta de calzado para ir ampliando cada vez mas sus negocios.
Los nombres de las socias del grupo y sus actividades productivas son los siguientes:

Nombre Préstamo Actividad económica
Leonor O. N. 5,000.00 Tienda de comestibles
Rosalinda H. V. 5,000.00 Cocina económica para venta de comidas
Honoria S. B. 5,000.00 Cocina económica para venta de comidas
Laura D. A. 5,000.00 Venta de calzado
Nataly P. Pobrete 5,000.00 Venta de cosméticos y perfumes
Abel B. R. 5,000.00 Venta de pescado
Rosa Maria R. A. 5,000.00 Venta de cosméticos y perfumes
Saul B. V. 5,000.00 Venta de ropa para vestir
Berenice C. M. 5,000.00 Venta de calzado
Alfa I. B. 5,000.00 Venta de pescado
Maribel Moran H. 5,000.00 Venta de pescado

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 12
    View loans »
    Mexico Loans Fundraising
  • $18,789,925
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señoras Trabajadoras Group's $4,400 loan helped a member purchase inventory for selling groceries & shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2010
Listed
Mar 18, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2010