Check out other loans that are currently fundraising!
La Union De Joachin Group
In this Group: Karina, Fidel, Marcela, Arturo, Bernardo Arturo
This group is called “La Union de Joachin” because the members are very united and live in the same area. The five members of the group are Karina B. H., Fiel C. M., Marcela B. P., Arturo F. H., and Bernardo Arturo F. A.. They all live in the State of Veracruz. Marcela sells clothing and perfume, Karina sells ceramics, Fidel sells aged iron, Arturo sells drinking water, and Bernardo Arturo manages a funeral parlor with his father.

Karina is the representative for the group. She is married and has a two year old daughter. Karina sells ceramics and food among other things. She says that her business generates sufficient earnings because there are are not many businesses like hers where she lives.

With this loan, Karina wants to buy more merchandise to restock her business. Her goal for the future is to provide a better quality of life for her daughter. With her earnings, she hopes to one day send her daughter to university and have her business become one of the best in Joachin.

Karina says she feels very comfortable with the group “La Union de Joachin” because she knows she can trust the other members since she knows them well and are good friends. Karina believes the Kiva lenders have been a great help to their activities because the members need to invest in their businesses.
View original language description ↓




Este grupo se llama LA UNION DE JOACHIN porque son personas muy unidas y viven en la misma localidad, Las cinco personas del grupo son KARINA B. HERANDEZ, FIEL C. M., MARCELA B. P., ARTURO F. H., BERNARDO ARTURO F. A.. Todas de ella viven en el estado de Veracruz. Marcela se dedica a la venta de ropa y perfume, Karina a la venta de cerámica, Fidel vende fierro viejo, Arturo se dedica a la venta de agua potable, y Bernardo Arturo tiene una funeraria en sociedad con su papa.

Karina es la representante del grupo. Ella está casada. Tiene una hija de 2 años. Karina se dedica a la venta de cerámica y comida entre otras cosas. Ella asegura que este negocio le rinde las ganancias suficientes porque no hay muchos negocios como el de ella en donde vive.


Con este crédito, quiere comprar mas mercancía para tener surtido su negocio. Su meta para el futuro es dar una mejor calidad de vida a su hija. Con sus ganancias, ella espera que algún día su hija pueda ir a la universidad, y que su negocio sea uno de los mejores en joachin.


Karina dice que ella se siente muy a gusto en el grupo de Unidos de joachin porque ella sabe que puede confiar en ellos ya que se conocen bien y son buenos amigos. Karina piensa que los prestatarios de KIVA hacen bien en aportar a sus actividades ya que ellos necesitan para invertir en sus negocios.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 8
    View loans »
    Mexico Loans Fundraising
  • $17,731,700
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Union De Joachin Group's $2,000 loan helped a member purchase ceramics to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 5, 2010
Listed
Mar 29, 2010
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2010