Mineros San Juan Group
Carmen is group president and identified as their leader because she’s a responsible, hard-working and dynamic person; she has 5 children and sells cosmetics door-to-door.
She will use the funds to buy cosmetics that are on sale to later resell at full price thereby earning a bit higher profit.
Celia is secretary; she’s married and has 4 children. She sells candy, cookies and chocolates in on of the city’s main streets.
She will use the funds to buy merchandise at wholesale thereby increasing her working capital.
María is group treasurer; she’s single and has no children. She has a food stand in the Mineros San Juan area.
All the members sought the loan to increase their capital to help their businesses grow. They are all responsible, dynamic people who are grateful to Emprender and Kiva for the trust placed in them by granting the loan.
El Banco D. Emprendimiento Mineros San Juan es uno D. los grupos màs antiguos D. nuestra agencia ya que se encuentra en su 8º ciclo. Esta compuesta por señoras D. una misma zona y las que componen la mesa directiva son las siguientes personas:
La Sra. Carmen quien es la Presidenta y le identifican como su lider ya que ella es una persona responsable, dinamica y trabajadora; ella tiene 5 hijos y tiene el negocio D. Venta D. cosmeticos ambulando casa por casa el dinero del credito lo invertira en la compra D. cosmeticos que se encuentran en promosion, para despues poder venderlos al precio original y asi poder tener un poco mas D. ganancia;
Como secretaria esta la Sra. Celia tiene 4 hijos es casada y tiene el negocio D. venta D. dulces, galletas y chocolates en una D. las calles centricas D. la ciudad y con el dinero del credito comprara mercaderia al por mayor y asi poder incrementar su capital D. trabajo.
Como Tesorera esta la señorita Marìa quien es soltera y no tiene hijos y su negocio es la atencion D. un local D. venta D. comida en su zona Mineros San Juan ; todas sacaron el prestamo para aumentar su capital y hacer crecer su negocio.
Todas las socias son personas responsables y dinamicas, estan agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid