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Pumamarca Group
In this Group: Dionicia, Gabriela Dolores , Ana Maria, Rosario, Agustina, Emiliana, Felicitas, Alicia, Aquilina, Juliana, Asunta, Bibiana, Aquilino, Valentina
The city of Pumamarca is a community that forms part of the district of San Jerónimo in the larger city of Cusco. Pumamarca is characterized by having agricultural and livestock zones. Several years ago a group of neighbors and friends formed a communal bank called Pumamarca, currently in its 7th loan cycle. The communal bank consists of 14 hardworking, entrepreneurial women who look at every moment for opportunities to move ahead and with daily effort deliver a better future to their children. This is a communal bank formed by members who live in the community of Pumamarca. The economic activities of the members are for example, the sale of guinea pigs, flowers, food, vegetables, small animals, plants, and wood furniture. Cusco is a city that is characterized by its archeological areas, the historic center, the countryside, and its history, being one of the most enchanting cities of the southern region of the country.

Dionicia is part of the communal bank Pumamarca. She is married and has 6 children. Dionicia tells us with great pride that her older children are studying in the National University San Antonio Abbot of Cusco. Oscar is 26, Cesar 24, and Norma 21. Rene is 15 years old, Jessica 8, and Darci 6. All of them are students. The older sons study professional careers of Mining Engineering, Mechanical Engineering, and Electrical Engineering respectively. The younger children study in high school.

Dionicia works selling vegetables. From Monday to Friday she sells her products by walking around the areas of he Cascaparo market which is near San Pedro, the central market of Cusco. On Saturday she sells her products in the market of Huancaro and on Sunday in the market of San Sebastian. Dionicia also works selling small animals like guinea pigs. The member requests a loan to build a shed, buy sheets of zinc, wood, wire mesh, and 100 guinea pigs.

The members in general are grateful for the opportunity offered and commit to complying with the payment of their different amounts in the established time periods.
View original language description ↓
La ciudad de Pumamarca es una comunidad que forma parte del distrito de San Jerónimo de la ciudad del Cusco, Pumamarca se caracteriza por tener zonas agrícolas y ganaderas, Un grupo de vecinas y amigas formaron hace varios años el banco comunal “Pumamarca”, actualmente se encuentra en el VII ciclo, el banco comunal esta conformado por 14 mujeres trabajadoras y emprendedoras que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos, es un banco comunal conformado por socios que viven en las comunidad de Pumamarca. Las actividades económicas de las socias a las que se dedican son por ejemplo a la venta de: cuyes, F., comida, verduras, animales menores, hortalizas y muebles de madera. Cusco es una cuidad que se caracteriza por su centros arqueológicos, su centro histórico, sus paisajes, su historia, siendo una ciudad encantadora de la Región Sur del país.

Dionicia forma parte del banco comunal “Pumamarca”, es casada y tiene seis hijos. Dionicia nos cuenta con mucho orgullo que sus hijos mayores están estudiando en la Universidad Nacional San Antonio Abad del Cusco; Oscar de 26 años, Cesar tiene 24 años, Norma tiene 21 años, Rene tiene 15 años, Jessica tiene 8 años y Darci tiene 6 años, todos ellos estudian. Los hijos mayores estudian las carreras profesionales de Ingeniería de Minas, Ingeniería Mecánica, Ingeniería Eléctrica respectivamente y los menores estudian en el colegio.

Dionicia se dedica a la venta de verduras, los días lunes a viernes vende sus productos de forma ambulatoria en los alrededores del mercado de “Cascaparo” que esta cerca al mercado central del Cusco “San Pedro”, los sábados vende sus productos en el mercado de “Huancaro” y los domingos en el mercado de San Sebastián. Dionicia también se dedica a la venta de animales menores como cuyes. La socia requiere el préstamo para construir un galpón, va comprar calaminas, madera, malla de alambre y también va comprar 100 cuyes.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Pumamarca Group's $3,175 loan helped a member the members request the loan to construct a shed, buy corregated zinc sheets, wood, wire mesh, and 100 guinea pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 10, 2010
Mar 22, 2010
Currency Exchange Loss:
Oct 15, 2010