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Reynaldo
Reynaldo was born on January 6th, 1983, in the Santa Cruz forest. His father, Leonos, and his deceased mother, Pastora, started him working in agriculture. He works as a farmer in Surutu, which is 40 km from El Torno. El Torno is the fourth municipal section in the Santi Ivañez province in the Santa Cruz department. It is divided into four cantons with 65 rural communities. According to the 2002 census, the population is up to 40,000 inhabitants.

It is a young population made up of emigrants coming from the interior of the country, from the west, Quechuas, Aymaras, and people from the eastern valleys like the Autóctonas.

Santa Cruz can be characterized as having great social differences existing in the same area. Large “quintas”, property of landowners acquired in Santa Cruz, and people with greater power co-exist with the area’s own inhabitants who live in more modest houses (adobe with roofs made of palm fronds).

A difference exists between the populations of Santa Rita, Santa Marta 1, and Santa Marta 2. These places can be found on the border of the old road to Cochabamba. You can find houses there that are made of brick and tile along with more modest houses. There are also rural populations, which can be found towards the interior of the mountain. The houses there are solely made of adobe and palm fronds under more modest conditions. They do not have water or electrical services.

These populations can be found between 5 and 20 kilometers towards the interior (in the pastoral region the volunteers need to take care of). This pastoral zone is comprised of nine communities, which can be accessed by dirt roads. Sometimes trucks are used to be able to access the communities.

The population’s economy is based on agriculture, fishing, and growing fruit. People also work at extracting rocks, debris, and sand from the Piraí River, which surrounds the entire municipality. There is also great commercial activity, especially in El Torno. A market is set up in El Torno, and farm products are sold there.

He has his own house, and he is single. He takes everything he harvests to El Torno to sell. He goes on the week-ends due to the transportation problem. Transportation in the area is scarce. He will use the money from the loan to buy seeds to plant potatoes. He is a hard-working young man.

He is very grateful to Emprender and Kiva for the trust placed in him by granting him the loan.
View original language description ↓

El sr. Reynaldo nacio el 6 de enero de 1983 en la forestal santa cruz, sus padres leonos y su finada madre doña pastora lo iniciaron en el trabajo de la agricultura, trabaja como agricultor en surutu a 40km de el torno ( El Torno es la cuarta sección municipal de la provincia Santi Ivañez, del Departamento de Santa Cruz. Está dividida en cuatro cantones con 65 comunidades campesinas. De acuerdo al último censo realizado el año 2002, la población de El Torno alcanza a 40.000 habitantes.
Es una población joven, constituida por emigrantes venidos del interior del país: del occidente, quechuas, aymaras y de los valles del oriente, así como de las personas autóctonas.
Como característica de Santa Cruz, existen grandes diferencias sociales que conviven en un mismo espacio. Junto a grandes "quintas", propiedad de terratenientes y personas de mayor poder adquisitivo en Santa Cruz, conviven los propios habitantes de la zona, con construcciones mayormente sencillas (adobe y techo de motacú). Existe una diferencia entre las poblaciones de Santa Rita y Santa Marta 1 y Santa Marta 2, que se encuentran al borde de la carretera antigua a Cochabamba, donde se encuentran viviendas de ladrillo y teja junto a las más sencillas, y las poblaciones campesinas que se encuentran hacia el interior de la montaña, que son puramente de adobe y motacú, con condiciones mucho más sencillas, donde no llegan el agua y la luz.
Estas poblaciones se encuentran a una distancia de entre 5 y 20 kilómetros hacia el interior (en la zona pastoral que deben atender los voluntarios). Dicha zona pastoral está compuesta de 9 comunidades, a las que se accede por caminos de tierra por los que a veces pasan vagonetas para poder acceder a ellas.
La economía de la población se basa en la producción agropecuaria y frutícola, así como el trabajo de extracción de piedra, ripio y arena del río Piraí que circunda a todo el municipio. También existe una gran actividad de comercio, especialmente en la población de El Torno, donde se instala el mercado en que se venden los productos del trabajo campesino).
tiene su casa propia, el es soltero todo lo que cosecha lo saca a vender al torno el sale los fines de semana por el problema de transporte ya que el transporte en la zona es escaso, con el dinero del credito comprara semillas para la siembra de Papa, es un joven trabajador y esta muy agradecido con Emprender y Kiva por la confianza brindada en la otorgacion del credito.













Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $28,261,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Reynaldo buy seeds to plant potatoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 24, 2010
Listed
Apr 1, 2010
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2011