Villa Ingavi Group
29-year old señora Virginia Q. has been a member for six years. She is friendly, a little shy, and says that she is married and the baby she is holding is her fifth child. Virginia has an internet games store located in the Villa Ingenio neighbourhood near her house. She needs a loan to buy more video cards which are used in the computers. Her first loan was for Bs.800, and this time she is asking for Bs.1,500.
In the photo seven of the women can be seen, and Virginia Q. is the one getting her baby to go to sleep. Señora Florencia Q. isn’t in the photo because when it was taken, she was a long way from the site chosen and couldn’t get there because of painful feet.
La señora Virginia Q., con 29 años de edad ya tiene 6 años como socia, de carácter amable, algo tímida, refiere que está casada y que el bebé que tiene en brazos es el quinto hijo. Su negocio es una tienda de Juegos en Red, está hubicado en la Zona de Villa Ingenio, cerca de su domicilio. Ella indica que necesita el crédito para comprar más Tarjetas de Video que se utilizan en las máquinas. Su primer crédito fue de Bs. 800.- y para este crédito su solicitud es de Bs. 1500.-.
En la foto se observan a siete de las socias y a la señora Virginia Q. en el momento de hacer dormir a su bebé, la señora Florencia Q. no salió en la foto por que se encontraba sentada lejos del lugar elejido para la foto y no podía moverse por que su pie le dolía.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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