A loan of $4,725 helped a member buying goods to expand her business inventory and paying transport costs.

Lumiere Group's story

Etita L. is the president of the Lumière (Light) group. She is the one who is raising her hand in the group photo. On her fifth loan, Etita is 35 and married, the mother of seven children, among whom five are enrolled in school while two are not yet school-aged. Etita's husband is a small-scale businessman.

Etita began her little business with her own money that she received from her husband. Her business is to sell various products, notably jerseys, dishes, other clothes and underwear, padlocks, scissors, flashlights, etc. She buys her merchandise in the town of Goma, at the Birere shopping center, and takes her merchandise to sell about 50 km away, in the rural area surrounding Minova.

Besides this business, she sells tomatoes, manioc flour, maize flour, small dried fish, cabbages, and peanuts out of her house. She has been in these two businesses for two years.

With the MFI Hekima loan, she hopes to increase her sales by buying $50 worth of jerseys, $100 of dishes, $30 worth of underwear, $30 worth of padlocks, $10 worth of bras, some boxes of razors, and pay for transport costs to and from her supply point. In future she hopes to be able to rent a store in Goma so that she won't have to sell her wares on foot. She would like to be able to buy a plot of land, and to educate and comfortably nourish her children.

Our client, Etita L., thanks Hekima for the loan she is to receive which will allow her to expand her commercial activities.

This group, 'Lumière,' is composed of 31 members, most of them women.

In this group: Etita , Sofie, Kalimutima, Kahindo, Luhitso, Chibalonza, Mwamini , Sikujua , Kakuru, Kahindo, Ndianabo, Namana, Furaha , Kimbayi, Nabunani, Lukoo, Sikujua, Mateso, Bushashiri, Bora , Mapendo, Julienne, Bavukire, Tulinabo, Namavu, Sifa , Furaha , Safi, Mwamini , Kafurura , Riziki

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Translated from French by Kiva volunteer Teresa Kramer

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Loan details