Deborah has a wheelbarrow that she uses to hawk Nigerian cooked foods. Her customers love her cooked foods and she has high patronage. She loves her business because of the one-on-one interaction that she has with her customers. She is married with five children and she is 42 years old. Her husband is a civil servant and he supports their home. She hopes to grow her business. She is requesting a loan of N120,000 to purchase more foodstuffs to cook and sell. She says thanks to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20