Mrs. S. has been in the farming business for years. She plants various crops and raises a few pigs to earn a living. She typically generates an income of $5 per day. Mrs. S. is a widowed mother caring for three teenage children. All three of her children are students in the local public school. Mrs. S. has requested a loan of $1200 to be used to purchase a cultivating machine. With a new machine she can both plow her own farmland or rent it out to other farmers for additional profit.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.