Los Lideres Group
The members are involved in plaster and tile sales, fast food sales, general stores, vegetable sales, and clothing and footwear sales. The other members offer transportation services, home construction, and carpentry. This group has been in existence for several loan cycles. The group members state that they are happy and satisfied with the microfinance institute's loans, savings, and training. One of the positive aspects of this bank is the chance for savings and for turning a profit.
Fidelia is a member of the Los Lideres Communal Bank. She is 38 years old and lives in the city of Cusco. She has three children (2 sons and a daughter). Fidelia makes and sells wooden furniture for a living. She and her husband have a small workshop in their home. She states that they sell their furniture at the El Molino II market every Saturday, and at the San Sebastián market every Sunday. They have been in business for 10 years and have been prosperous. Fidelia needs a loan for her house. She would like to purchase corrugated roof panels for the area of her house that lacks a roof. Her greatest wish is to have her own store to sell her products.
All the group members in general are grateful for the opportunity to receive a loan, and they are committed to making their repayments according to their pre-established installments.
Las actividades económicas D. los socios a las que se dedican son por ejemplo: venta D. yeso y tejas, venta D. comida, venta D. comestibles, venta D. verduras, venta D. ropa y zapatillas y otros ofrecen servicios D. transportes, construcción D. casas y carpintería. El banco comunal tiene varios ciclos D. funcionamiento, como manifiestan las socias, se encuentran contentas y satisfechas con los servicios D. crédito, ahorro y capacitación, por el tiempo D. permanencia en el banco comunal un aspecto D. valoración es el ahorro por la posibilidad D. capitalización que les brinda este servicio.
Fidelia forma parte del banco comunal “Los Lideres”, ella tiene 38 años D. edad, ella vive en la ciudad D. Cusco, ella tiene tres hijos (2 varones y 1 mujer). Fidelia nos cuenta que se dedica a la fabricación y venta D. muebles D. madera, ella y su esposo tiene un pequeño taller en su domicilio, ella nos cuenta que los días sábados venD. sus productos en la feria sabatina del mercado el Molino II y los domingos en la feria dominial del Mercado D. San Sebastián, ya son 10 años que se dedica al negocio y le va muy bien. Fidelia requiere el préstamo para implementar su casa, ella desea comprar calaminas para techar la parte que falta D. su domicilio, su mayor anhelo D. la socia es tener su propia tienda donD. pueda expender sus productos.
Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago D. sus diferentes cuotas en los plazos establecidos.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid