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Lamin is a trader dealing in used clothing at the main market in Makeni City. He is married to a trader and has two children in high school. He has eight years of business experience. He intends to increase his stock and to buy wholesale from Guinea and Freetown. He hopes to use the proceeds of the loan to settle his children educational issues and to purchase a piece of land for his family. He is hard working and has spent his entire lifetime in the business with his wife who normally assists him in the business.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 23
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 3,798.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Lamin to buy used clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 5, 2010
Mar 15, 2010
Currency Exchange Loss:
Nov 15, 2010