Justina lives in the San Roque neighborhood which is located in suburbs of the city of El Alto.
She is married and lives in her own home together with her father and her husband. Her husband is a construction worker who works all over the city. Justina sells bread that she makes in a small artisanal oven located in her home.
The loan is destined for the acquisition of construction materials (bricks, heat-resistant materials, cement, etc.) to make improvements to the infrastructure of the oven since it’s the rainy season and there has been deterioration in the walls and roof.
This is her second loan with Impro; our evaluation has qualified her for another loan.
Justina vive, en la zona San Roque, ubicada en una zona peri urbana de la ciudad de El Alto.
Es casada vive en su casa propia, junto a su padre y su esposo el cual trabaja como albañil en diferentes lugares de la ciudad.
Trabaja en la venta de pan, que ella misma elabora en su pequeño horno artesanal, el cual se encuentra ubicado en su domicilio.
El crédito lo destinará a la adquisición de materiales de construcción(ladrillo refractario, cemento, etc.) para realizar mejoras en la infraestructura de su horno ya que por esta época de lluvias hubo un deterioro en la parte de paredes y techo.
Es el segundo crédito con Impro, la evaluación realizada la califica para otorgarle el crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.