Rosemarie has been a committed member of Ahon Sa Hirap, Inc. (ASHI), a Kiva microfinance partner in the Philippines, since 2008. She is a model member demonstrating regular attendance at weekly meetings and steady repayments on previous loans.
Her dreams are to provide a better future for her family, sustain the profitability of her business, and start a savings account for her children to support them until they finish studies in college. With hard work and determination, Rosemarie is focused on improving her quality of life through her entrepreneurial initiatives and support from ASHI and Kiva lenders.
Ahon sa Hirap, Inc. (ASHI) has the distinction of being the oldest existing replication of the Grameen Bank approach (GBA) to deliver credit to the poorest of the poor in the Philippines. With its outstanding achievements over the years, it has become one of the role models for credit delivery to the poor in the country.
Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”
Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.
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