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Being one of the oldest members of ASHI’s oldest branch in the province of Antique, Erlinda T.’s patience and determination in achieving her whim of changing her family’s standard of living has been tested through time.

Despite being poor and receiving small earnings from her soft drinks wholesaling business in partnership with her husband, Erlinda was able to create a cash flow for her family. She enjoyed spending it on the needs of her children, especially those who went to college for a higher level of education.

One of her children is now abroad working as an oversea contract worker. His salary is too small to support the needs of his own family, therefore Erlinda is helping him to support his children’s education. Aside from this child, the rest of her children (three) are living with her.

There was a time when the loan Erlinda requested from ASHI was used to support her eldest child’s fishing business. Anyhow, she wants to provide him with a regular source of income for he has not been to college and is impossible for him to get employment.

Despite the fact that Erlinda sometimes feels tired of dreaming, she never gets tired of playing her role as a mother. She enjoyed growing her business using the loans she received from ASHI, Kiva’s field partner in the Philippines, the same way she enjoyed seeing her two younger children go to college. One has graduated and has started her teaching profession just a month ago while the other is still studying.

With hope that her youngest child will graduate from college, Erlinda is planning to grow her business further. With the loan she is presently requesting from Kiva, she hopes to grow her business further and expand the selling areas she covers. Then, her profit will also increase.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1855
    View loans »
    Philippines Loans Fundraising
  • $61,010,950
    Funds lent in using Kiva
  • 45.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Erlinda to purchase more soft drinks to sell.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Feb 17, 2010
Mar 15, 2010
Currency Exchange Loss:
Feb 15, 2012