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Luz De San Antonio Group
In this Group: Enma Gina, Nancy Elizabeth , Olinda Yola, Yolanda , Bertha Giovana, Esther, Llerlit, Everlinda, Hermenegilda Trinidad, Celina Julia , Diana Eloina, Eva Maria
Luz D. San Antonio
The 12 members of this communal bank are very enterprising and responsible. They have demonstrated this during the nine cycles in which they have worked with Edaprospo. Their prime objective, among others, is to give their loved ones the best. They put forth great effort everyday in their businesses in order to reach their goal. What follows is Nancy’s story.

Nancy is 31, and she has three children. With a husband who gives her all of his support, she started in the world of business. Since she was very young she has sold tripe as a traveling vendor and prepared food for some of the “motocarro” (three wheeled motorized vehicles) drivers. It was through these drivers that she found out that the motocarro business was profitable.

She then decided to get a motocarro with the income from her sales and what she could save from her husband’s salary. That way they rented one. When she saw that this business was profitable, she decided to buy another motocarro. She later came to have two more.

When she saw the need for an immediate loan, she did not know where to go. It was through a neighbor that she found out about the benefits that Edaprospo offers. She used her first loan for the maintenance and operation of her motocarros. Thanks to the loan with Edaprospo, her income was improving. It was a big help and of great use.

But, as time passed she felt the competition in this business. She decided to sell her motocarros and invest in a new business, renting rooms in her house. She currently has one motocarro that she got by selling her previous motocarros after about one year of use.

She plans on using her next loan from Edaprospo on the construction of her house in order to make the people who want to rent a room more comfortable. What she has in mind is having a comfortable house to give her family a better quality of life. She also wants to give her children a good education so that they will become good professionals. These are plans for the future, and she is sure she will accomplish them.
View original language description ↓
LUZ D. SAN ANTONIO
Los doce integrantes D. esta alcancía comunal son personas muy emprendedoras y responsables esto lo han ido demostrando durante los IX ciclos que están trabajando con EDAPROSPO, darles lo mejor a los suyos es su objetivo primordial entre otros. Esforzarse cada día en sus negocios para alcanzar sus metas, tal tenemos a continuación la historia D. Nancy.
Nancy a la edad D. 31 años es madre D. tres hijos, y con un esposo que le brinda todo su apoyo, comenzó en el mundo del negocio desD. muy joven vendía tripitas D. forma ambulatoria y preparaba comida para algunos choferes D. motocar, fue por medio D. estos choferes que se informó del negocio D. los motocar que era rentable; decidió entonces en obtener una motocar con los ingresos D. sus ventas y el sueldo D. su esposo que pudo ahorrar y D. esta forma alquilarlo, y cuando vio que este negocio era rentable decidió comprar una motocar más llegando obtener dos más mas tarD..
Cuando se vio con la necesidad D. un préstamo inmediato no sabía entonces a donD. recurrir y fue por medio D. una vecina que se enteró los beneficios que brinda EDAPROSPO. Su primer préstamo lo invirtió en el mantenimiento y funcionamiento D. sus motocars, gracias al préstamo D. EDAPROSPO le apoyó mucho y fue D. gran utilidad su ingreso fue mejorando; pero al transcurrir el tiempo y sentir la competencia D. este negocio optó por vender sus motos para D. esa forma invertir en un negocio nuevo el D. alquiler D. habitaciones en su domicilio. En la actualidad cuenta con un motocar que lo obtuvo D. la venta D. sus anteriores motocar que fue vendiendo D. a poco con un año D. funcionamiento. El próximo préstamo que le brindará EDAPROSPO piensa invertirlo en la construcción D. su casa para brindarles comodidad a las personas que deseen alquilar habitación. Los planes que tiene en mente es que tengo una buena comodidad en su casa para brindarle una mejor calidad D. vida a su familia y darle una buena educación a sus hijos para que sean buenos profesionales y que aún siendo planes para un futuro está segura que lo logrará.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz De San Antonio Group's $2,250 loan helped a member build rooms.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 15, 2010
Listed
Mar 15, 2010
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2010