Rolando is the president. He buys and sells furniture in different areas of La Paz and El Alto. He has a large family. With the loan he will be able to purchase furniture on sale. He hopes to use this business to save for his children’s education.
Evelin is a new member and she is secretary of the group. She is the head of her household, as she is separated. With this loan she is able to travel to Desaguadero to purchase tennis shoes in bulk and at a lower price. With her income she plans to increase her working capital.
Lizet has a family of four. She works in a factory making clothes, but since she has small children, she is planning to resign and use the loan to set up a store in her home. That way she can be closer to her family and generate income.
All of the members are responsible, dynamic, and hardworking. They have to work hard to get their families ahead and thus be able to improve their families' quality of life. They are thankful to Emprender and Kiva for the trust placed in them with this loan.
Note: In the photo there are 11 people, because one of the members is accompanied by her daughters.
El Sr. ROLANDO tiene a su cargo la presidencia, se dedica a la venta y compra D. muebles en las diferentes zonas D. la ciudad D. La Paz y El Alto, tiene una familia numerosa y con el prestamo a conseguido comprar muebles en oferta, con este negocio tiene pensado ahorrar para los estudios D. sus hijos.
La Sra. EVELIN es una nueva participante y ocupa el cargo D. secretaria, ella se constituye en jefe D. hogar, ya que actualmente se encuentra separada, con el prestamo a podido viajar a la localidad del Desaguadero a traer tennis por cantidad y a menor precio, con sus ingresos piensa aumentar su capital.
La Sra. LIZET tiene una familia D. 4 miembros, ella trabaja en una fabrica D. costura, pero como tiene hijos pequeños tiene pensado retirarse y con el prestamo tiene planes D. instalar una tienda por su casa y D. esta forma estar más cerca D. su familia y generando ingresos.
Todas las socias son personas responsbles, dinamicas y trabajadoras que tienen que trabajar duro y sacar a sus familias adelante y asi poder mejorar la calidad D. vida D. sus familias, estan agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
OJO: En la foto se encuentran 11 personas ya que una D. las socias fue acompañada por sus hijas.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid