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Wilson Gilberto
Wilson Gilberto Vásconez Martines is 40 years old. He lives in the Guaranda district in Bolívar province.

Wilson is a member of a rural community Group Enmanuel. This community is located 45 minutes from the Cantón Guaranda capital in Bolívar province. There are 17 members in total, and it is an agricultural and livestock community. The people are indigenous and speak Quechua. Wilson works in agriculture to help his family's economies. The crops that are most successful are maiz, broad beans and potatoes. He also works breeding animals, mainly pigs. He sells these products at home and and what he sows he sells in the principle market in Guaranda every six months.

A big part of the culture is the carnival, which is celebrated every year in February. Wilson also does sport in the community and reads the bible.

Wilson is seeking a loan to purchase goods for his farm work, mainly fertilisers. His goal is to generate good economic activity for his family. The challenges that he faces are problems with the weather and the diseases that affect his crops.
View original language description ↓
Wilson Gilberto Vásconez Martines tiene 40 años, es casado, y tiene seis hijos. Vive en el cantón de Guaranda en la provincia de Bolívar.

El socio es miembro de la ventanilla rural Grupo Enmanuel es un recinto que se encuentra a cuarenta y cinco minutos del Cantón Guaranda capital de la Provincia de Bolívar. Son 17 socios en total, es una comunidad Agrícola y Ganadera son indígenas hablan Quechua en su totalidad
Wilson trabaja en la agricultura para incrementar la economía de la familia. Los cultivos que más sobresalen son el maíz, habas y papas además se dedica a la cría animales en la casa como chanchos los productos vende en la casa y lo que siembra vende en el mercado mayorista de Guaranda cada seis meses.

La cultura principal es el carnaval que se celebra todos los años en febrero. También, a Wilson hacer deporte en la comunidad y leer la Biblia.

El socio solicita el crédito para comprar insumos para el trabajo del campo y sobre todo para fertilizantes y abonos. Su meta es tener una buena actividad económica para la familia. Los desafíos que enfrenta son los problemas climáticos y las enfermedades que afectan a los cultivos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Wilson Gilberto purchase goods.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 3, 2010
Listed
Mar 14, 2010
Currency Exchange Loss:
N/A
Ended:
Mar 19, 2011