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Siempre Unidas Group
In this Group: Maria Teresa, Elsa, Juana, Felipe Nelson, Sebastiana, Juana, Vilia, Martha, Teofila, Margarita, Patricia Matilde*, Lucila, Eloy
* not pictured
The group “Siempre Unidas” (Always United) is led by Sra. María Teresa and consists of 13 members (11 women and 2 men), mostly residents from the same neighborhood, who have great confidence and are extremely hard workers. Such qualities are demonstrated by the President, Sra. María Teresa, who sells leather garments. She has three children, two of whom are of school age. Her husband works on a poultry farm and together they support their household. They currently live in a rental property, but they want to build a house soon because they are ready to live in their own home. For this reason, she is in need of a loan to pay for the construction of her house and will use part of the proceeds to acquire merchandise for her store. This will help generate more income so that she can complete her house and proviD. her family a better quality of life.

The other members are engaged in different business activities such as selling quinoa, managing a neighborhood store, selling snacks, selling clothing, selling cleaning supplies, selling food, and providing transportation services. The women are confident in their abilities and also possess the charisma to sell their products and create good competition in the market where they operate. This loan will be used to increase their capital to purchase supplies, merchandise, and equipment for their work. The Communal Bank is working on its fourth loan cycle and has demonstrated punctuality and responsibility with their payments. They desire to succeed and grow so that they can proviD. their children a better future.

View original language description ↓

El grupo “Siempre Unidas” esta representada por la señora María Teresa y conformadas por 13 miembros 11 mujeres y 2 varones la mayoría residentes del mismo barrio, son personas que se tienen mucha confianza y son muy trabajadoras; como lo demuestra su presidenta la señora María Teresa que se dedica a la venta D. ropa en cuero ella tiene tres niños D. los cuales dos se encuentran en edad escolar, su esposo trabaja en una granja D. pollos, juntos sostienen a su hogar, actualmente viven en alquiler pero se encuentran construyendo su casa que pronto estará lista para habitarse, es por esta razón que requieren del préstamo para la construcción D. su vivienda y una parte para la mercadería D. su tienda que ayudar a generar un mayor ingreso para poder terminar su casa y darle a su familia una mejor calidad D. vida. Los demás socios se dedican a diferentes actividades como la venta D. quinua, tienda D. barrio, venta D. comestibles, venta D. ropa, venta D. artículos D. limpieza, venta D. comida y al servicio D. transporte. Las señoras confían en sus habilidades, y también en el carisma que han adquirido para poder vender sus productos y ofrecer una buena competividad en el mercado en el cuál se están desempeñando. El crédito obtenido es para el aumento D. capital y la compra D. insumos, mercadería y herramientas D. trabajo. El banco comunal esta trabajando ya en su cuarto ciclo demostrando puntualidad y responsabilidad en sus pagos ya que desean salir adelante y crecer para poder darles a sus hijos un futuro mejor.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $33,337,025
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Unidas Group's $4,375 loan helped a member operating capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 12, 2010
Mar 16, 2010
Currency Exchange Loss:
Sep 24, 2010