Check out other loans that are currently fundraising!
Rosa Aurora
Rosa is 32 years old. She is single and has four children. She lives on the edge of the town of Guaranda, in the Bolívar province.

She is a part of the "Rural Window Group Enmanuel," which is an enclave located 45 minutes from Guaranda, the capital of the Bolivár province. There are a total of 17 members in this farming and agricultural community. They are indigenous people and speak Quechua.

Rosa farms in order to improve the economic status of her family. The crops that she mainly grows are corn, barley, blackberries, and potatoes. She also raises livestock such as hogs and Guinea pigs. She sells the livestock from her home, but she takes her harvests to the main marketplace in Guaranda every six months.

The principle cultural activity is the carnival that is celebrated every year in February. Rosa also likes to cook and sew in her spare time.

She is asking for this loan in order to buy supplies for her farm work, particularly fertilizers. Her goal is to have a good income for her family. Her biggest challenges are the problems with the weather and the plant diseases that affect her crops.
View original language description ↓
Rosa Aurora Milán M. tiene 32 años, es soltera, y tiene cuatro hijos. Vive en el cantón de Guaranda en la provincia de Bolívar.

El socio es miembro de la ventanilla rural Grupo Enmanuel es un recinto que se encuentra a cuarenta y cinco minutos del Cantón Guaranda capital de la Provincia de Bolívar. Son 17 socios en total, es una comunidad Agrícola y Ganadera son indígenas hablan Quechua en su totalidad
Rosa trabaja en la agricultura para incrementar la economía de la familia. Los cultivos que más sobresalen son el maíz, cebada, mora y papas además se dedica a la cría animales en la casa como chanchos y cuyes los productos vende en la casa y lo que siembra vende en el mercado mayorista de Guaranda cada seis meses.

La cultura principal es el carnaval que se celebra todos los años en febrero. También, a Rosa le gusta lavar cocinar y coser en los tiempos libres.

El socio solicita el crédito para comprar insumos para el trabajo del campo y sobre todo para fertilizantes y abonos. Su meta es tener una buena actividad económica para la familia. Los desafíos que enfrenta son los problemas climáticos y las enfermedades que afectan a los cultivos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 18
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa Aurora farming supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 3, 2010
Listed
Mar 15, 2010
Currency Exchange Loss:
N/A
Ended:
Mar 19, 2011