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Mujeres En Expansión (Cuenca) Group
In this Group: Maria Isolina, Digna Elizabeth, Marcia Susana, Maria Esperanza De Jesus, Rosa Lucinda, Gabriela Fernanda, Maria Rosario, Luis Antonio, Martha Lucinda, Enma Beatriz
María Q. is a member of the communal bank Mujeres en Expansión [Women in Expansion]. She lives in the major city of Cuenca, which has its Historic Center, its people, and its exquisite cuisine as tourist attractions. She is 48 years old, married, and has had 5 kids. Her first three are 29, 28, and 23 and are already married and living independently with their own families. Her other two children are 22 and 17 years old, they are single and live with her. They are students in the university and college respectively. Her husband works as a bookselling agent. Her greatest satisfaction is that she has her own home.

María has sold Omnilife products for four years. She is not very happy with her sales, as for days she has not sold anything. She runs through the city, going door to door to her customers. This requires much sacrifice. She is in her fourth cycle working with her communal bank. With her new loan she will acquire vitamins, nutritional supplements, etc. from the Omnilife line.

Her dream is to earn a trip to México by saving her sales earnings until she has sold the most products.

Enma is [also] a member of the communal bank Mujeres en Expansíon. She is 51 years old has been widowed for 17 years, her husband suffered a heart attack. With him she had three children. The oldest is 34 years old, married, and living with his own family. The 25 year old is out of the country and helps her a bit financially. The 21 year old works in a stationary store but only for personal expenses.

She is in a new relationship and has a son who is now 11 years old. Her husband works as a mason and at the moment they do not have their own home, they lease. This is her first loan with Fundacíon, she was invited by her neighbor to join the group of fighting women. She sells products from Natural’s Garden and with the money that she receives from the loan she will buy vitamins and nutritional supplements to maintain an assorted stock for her customers. Her goal is to better herself through her business and to continue growing it a little more each day.
View original language description ↓
La señora María Q. es socia del banco comunal Mujeres en Expansión, vive en la urbe de la ciudad de Cuenca, esta ciudad tiene como atractivos turisticos su Centro Histórico, su gente y su exquisita gastronomía, ella tiene 48 años de edad se encuentra casada y ha concebido 5 hijos siendo sus 3 primeros de 29, 28, 23 años ya casados y viven independientes con las familias que formaron, sus otros dos hijos de 22 y 17 años aun son solteros y viven en su casa y son estudiantes de universidad y colegio respectivamente, su esposo trabaja como agente vendedor de libros, siendo su mayor satisfacción contar con su casa propia.

María se dedica a la venta de productos Omnilife hace 4 años y no se encuentra muy contenta con sus ventas ya que hay días que no vende nada, recorre toda la ciudad visitando puerta a puerta a sus clientes eso le exige mucho sacrificio, se encuentra en su cuarto ciclo trabajando con su banco comunal, con su nuevo préstamo va adquirir vitaminas, suplementos alimenticios, etc. de la línea Omnilife.

Su sueño es ganarse un viaje a México incrementando sus ventas hasta vender la mayor cantidad de productos.

Enma es socia del banco comunal Mujeres en Expansión, tiene 51 años de edad enviudó hace 17 años pues su esposo sufrió un paro cardiaco, con él concibió tres hijos, el mayor de 34 años es casado y vive independiente con su propia familia, el de 25 se encuentra fuera del país y le ayuda un poco económicamente, el de 21 años trabaja en una papelería pero solo para sus gastos personales, ahora mantiene un nuevo compromiso con quien concibió un hijo que tiene ya once años, su esposo trabaja como albañil, de momento no tienen casa propia y viven arrendando.

Se encuentra en su primer crédito con la Fundación y fue invitada por su vecina del barrio a integrarse a éste grupo de mujeres luchadoras, ella se dedica a la venta de productos Natural`s Garden y con el dinero que reciba del credito va a adquirir vitaminas y suplementos alimenticios para mantener un stock surtido para sus clientes. Su meta es superarse en su negocio e irlo incrementando un poco más cada día.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres En Expansión (Cuenca) Group's $3,800 loan helped a member purchase of vitamins, nutritional supplements, and proteins of the Omnilife and Natural's Garden brand for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 13, 2010
Listed
Mar 14, 2010
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2010