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Gladys is a LAPO client. Gladys sells planks at retail prices to her customers; she has been in this business for 4 years. She loves this business because of the one-on-one interaction that she has with her customers. She is 45 years old and married with 3 children. Her children are excelling in school and this gives her joy. Gladys’ husband is a commercial driver and he also works to support their home. She is requesting a loan of NGN 150,000 to purchase more planks to sell. She says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 428
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • 149.4
    Nigeria Nairas (NGN) = $1 USD