They are on their second group loan, having repaid the first without any problem. This loan will be used to buy 200 bags of baobab (monkey bread tree) leaves, 150 kg of millet and 100kg of edible potash. They get their supplies in the villages of Benzena, Wessebougou, Donzana and Sonkebougou, and sell for cash and on credit to a mixed customer base, at home, walking around and at the markets in Ségou.
They envisage making an average monthly profit of 19,000 FCA which will be used to buy condiments, and to cover health care and the children's schooling costs. Their ambition is to buy agricultural equipment in partnership with Soro/Kiva.
Elles se sont connues à travers des liens de voisinage, de parenté et de mariage et font essentiellement la vente de produits alimentaires.
Elles sont à leur 2ème prêt solidaire, après avoir bien remboursé le premier.
Ce prêt sera utilisé pour acheter, 200 sacs de feuilles de baobab, 150kg de mil et 100kg de potasse alimentaire.
Elles se ravitaillent dans les villages de Benzena, Wessebougou, Donzana et Sonkebougou et effectuent leurs ventes au comptant et à crédit à une clientèle mixte, à domicile, en ambulant et aux marchés de Ségou.
Elles comptent réaliser un bénéfice mensuel moyen de 19.000FCA qui sera utilisé pour l’achat des condiments, les soins de santé et de scolarisation des enfants.
Elles ont pour ambitions l’achat des matériels agricoles dans ce partenariat avec Soro /Kiva
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid