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In the Somotillo municipatility of San Ramón, Ermicenda O. C.dedicates herself to several farming endeavors such as raising cattle and pigs. She also grows some basic crops such as corn and beans.

Ermicenda has been in this type of business for most of her life, and these activities have served to provide the necessary sustenance to care for her four children and her father. She also sells food, which helps her generate additional income.

The loan she is requesting will be used to buy seeds, fertilizers and insecticides to establish her corn crop.
View original language description ↓
En el municipio de somotillo, comarca san ramón entrada a palo grande, la señora Ermicenda O. dedica a la producción agropecuaria destacándose en varios rubros como son la crianza de ganado bovino y porcino también el establecimiento y producción de granos básicos como son maíz y frijoles.
La señora Ermicenda O. ha dedicado la mayor parte de su vida a estas actividades las que le proveen lo necesario para el sostén de sus cuatro hijos y su padre, también realiza actividades comerciales como es la venta de cosa de horno que le asegurara otros ingresos adicionales.
El crédito solicitado será empleado en para la compra de semilla, fertilizantes he insecticidas para el establecimiento de maíz de primera.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ermicenda to buy supplies for her crops and a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 15, 2010
Apr 1, 2010
Currency Exchange Loss:
Mar 15, 2011